Inferred data including income estimates and creditworthiness scores can affect what financial products you are offered or denied, and consumers often have no visibility into these inferences or ability to correct them.
PayPal collects an exceptionally broad range of personal data — including biometrics, precise geolocation, inferred creditworthiness, and full financial histories — and shares it with partners, merchants, credit reporting agencies, data brokers, and members of the PayPal corporate group. Automated decision-making, including AI-driven risk and fraud assessments, can directly affect your account status, credit access, and transaction approvals without transparent human review. You can review and limit certain data uses by visiting your PayPal account privacy settings at paypal.com/us/myaccount/privacy.
How other platforms handle this
When you opt in to provide diagnostic and usage data, you consent to Apple's collection, use, and disclosure of this information as described in Apple's Privacy Policy. Apple may use this information to improve its products and services.
When you make a purchase on the Epic Games Store, depending on which payment method you use, we may collect your payment information (e.g., credit card number and expiration date, name, and region information) to complete the transaction.
For more information on types of information collected and used by SyncUP KIDS Watch, read our Children's Privacy Notice.
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Netflix updated its Privacy Statement on April 18, 2026, disclosing voice recording collection and expanded household ad profiling for the first time.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
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Watch PayPalInferred data including income estimates and creditworthiness scores can affect what financial products you are offered or denied, and consumers often have no visibility into these inferences or ability to correct them.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.