Provision record
Microsoft Copilot · Microsoft Copilot Terms of Service · View original document ↗

Chargeback treated as cancellation from original payment date

Common · 172 of 343 platforms
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This analysis describes what Microsoft Copilot's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Teachable

Creators may be charged a fee for any chargeback on credit card, debit card, or PayPal transaction that is processed through the Teachable Native Gateways.

Gumroad

If you request a refund and also pursue a dispute resolution process for the same transaction with your payment method provider...we will decline your refund request.

Rumble

Payments may be subject to reduction to offset bad debts, refunds and other charge-backs relating to Use of your Content within sixty (60) days of the payment to which the bad debt, chargeback or refund relates.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If you initiate a chargeback or reversal with your bank for your payment of Services, we will deem you to have canceled as of the date that the original payment was made, and you authorize us to immediately cancel your service...

Excerpt from Microsoft Copilot's Terms of Service

Provision details

Document information
Document
Microsoft Copilot Terms of Service
Entity
Microsoft Copilot
Date stated by the document
Sept. 30, 2026
As printed in Microsoft Copilot’s text (version CA-V-007226), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 6, 2026
Text quoted from version
CA-V-007226, captured Sept. 30, 2026
Record ID
CA-P-017962
Document ID
CA-D-000017
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007226)
02249ffed8a960ffeaf7d1a9b4a086865a127592d4ef106e03d12480760c96ac
Analysis generated
April 27, 2026 09:50 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007226, captured Sept. 30, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Microsoft Copilot
Document: Microsoft Copilot Terms of Service
Record ID: CA-P-017962
Version: CA-V-007226
Captured: 2026-09-30 00:55:45 UTC
SHA-256: 02249ffed8a960ff…
URL: https://conductatlas.com/platform/microsoft-copilot/microsoft-copilot-terms-of-service/provision/CA-P-017962/chargeback-treated-as-cancellation-from-original-payment-date/
Accessed: Nov. 2, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Microsoft Copilot's Chargeback treated as cancellation from original payment date clause do?

The clause states: “If you initiate a chargeback or reversal with your bank for your payment of Services, we will deem you to have canceled as of the date that the original payment was made, and you authorize us to immediately cancel your service...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 172 platforms. See the full comparison.

Is ConductAtlas affiliated with Microsoft Copilot?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Microsoft Copilot.