This analysis describes what Microsoft Copilot's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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Target Circle Rewards have no cash value and cannot be redeemed for cash.
Points are awarded by Microsoft to individual Rewards Accounts and cannot be transferred to any other person or entity.
Any right to rewards or benefits shall terminate upon the termination of the Agreement or the closure of Company's Ramp Account.
"Points are and remain at all times the property of Microsoft, and do not constitute your personal property; they have no cash value, and you may not obtain any cash or money in exchange for them.Excerpt from Microsoft Copilot's Terms of Service
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The clause states: “Points are and remain at all times the property of Microsoft, and do not constitute your personal property; they have no cash value, and you may not obtain any cash or money in exchange for them.”
ConductAtlas has identified this type of provision across 115 platforms. See the full comparison.
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