This analysis describes what Microsoft Copilot's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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Target Circle Rewards will expire if you have not earned or redeemed any Target Circle Rewards for one year.
Points are awarded by Microsoft to individual Rewards Accounts and cannot be transferred to any other person or entity.
Any right to rewards or benefits shall terminate upon the termination of the Agreement or the closure of Company's Ramp Account.
"Unredeemed Points associated with your Rewards Account expire if you do not earn or redeem any Points in your Rewards Account for 12 consecutive months.Excerpt from Microsoft Copilot's Terms of Service
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The clause states: “Unredeemed Points associated with your Rewards Account expire if you do not earn or redeem any Points in your Rewards Account for 12 consecutive months.”
ConductAtlas has identified this type of provision across 115 platforms. See the full comparison.
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