This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy expands the categories of personal information Mercury collects and processes for business customers. Mercury now explicitly collects investment profile information, demographic data (citizenship status, sex assigned at birth), and information about dependents and payment beneficiaries. For business customers, Mercury may collect personal information directly from contractors, payment recipients, and other connected individuals at the business's direction to support payroll, benefits, and payment processing. The policy also clarifies that marketing SMS messages require separate consent from transactional messages, and that phone numbers will not be shared with third parties for their own advertising purposes. You can opt out of marketing SMS messages without affecting receipt of transactional messages.
View change record →The updated policy discloses Mercury's SMS and MMS messaging practices and establishes specific protections for users who opt in. The policy states that mobile phone numbers and opt-in consent data will not be sold, rented, or shared with third parties for marketing purposes, and will only be shared with telecommunications carriers under binding confidentiality agreements to deliver the service. You can opt out at any time by replying 'STOP' to any message or updating your notification preferences in your Mercury account settings.
View change record →How other platforms handle this
We do not control these platforms and are not responsible for their content, privacy practices, or use of your information.
We do not control third-party app policies and procedures, and this Policy does not cover how third-party apps use your information.
Ford is also not responsible for third party applications or services that are governed by a privacy policy other than Ford's and that may: Be integrated with or offered through our Products...
"We are not responsible for the privacy practices or content of third-party sites, and we encourage you to review their policies before providing Personal Information.Excerpt from Mercury's Privacy Policy
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The clause states: “We are not responsible for the privacy practices or content of third-party sites, and we encourage you to review their policies before providing Personal Information.”
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
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