Version History

• June 26, 2026 v1 medium
  Mercury added a new section governing recurring automatic payments (autopay) on invoices, effective June 26, 2026. The updated terms establish that payers authorize recurring ACH debits through a separate addendum, and specify that Mercury will not reinitiate failed payments, will automatically cancel autopay after two consecutive failures, and will only re-attempt once if a Mercury system issue causes a missed payment date. Mercury also states it is not liable for losses from authorization failures, unauthorized debits, or payer cancellations, except as required by law.
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• May 29, 2026 v1 medium
  Mercury updated its Terms of Service on May 29, 2026 to add a new section governing Mercury Invoicing when merchants use it to receive payments via ACH. The updated terms establish that when a payer submits an ACH payment on an invoice you issued, Mercury applies a risk-based hold period of 1, 2, or 4 business days before crediting the funds to your account, determined by Mercury at its sole discretion based on transaction and payer risk factors. The updated terms also require Mercury to display an estimated funds availability date in your Invoicing dashboard for each incoming payment.
  +17 added · 3 modified
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• May 5, 2026 v1
  Initial snapshot — monitoring begins
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