Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Equifax’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
The exclusion covers an unusually broad range of damage categories, including direct damages, which are typically recoverable even where consequential damages are excluded.
The cap ties the maximum recovery to actual payments for the specific Products involved, which could be very low or zero for free products, and is further limited to the preceding twelve months.
The refund is limited to fully unused months, meaning any partially used month is excluded from the refund calculation.
The 30-day written notice deadline is a hard procedural requirement; missing it forfeits the right to exclude yourself from arbitration.
The indemnification obligation is triggered by the user's ordinary use of the site or any Product, not only by breach, which broadens the scope of the user's financial exposure.
This document is Equifax's Terms of Use governing access to their credit monitoring and related Products. By registering and submitting an order, you authorize Equifax to continuously obtain and monitor …
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ConductAtlas tracks 2 Equifax documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Equifax has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 8 provisions across Equifax's tracked documents.
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