This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users cannot combine their claims with others in arbitration, which limits the practical ability to pursue small individual claims and eliminates collective leverage.
The reader may only arbitrate claims individually, not as part of a class or representative action, and the arbitrator cannot override this restriction.
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If, however, this Class Action Waiver is deemed invalid or unenforceable with respect to a particular Dispute...neither you nor Chegg will be entitled to arbitration of such Dispute.
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
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"Neither You nor We consent or agree to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed with arbitration on a class or representative basis.— Excerpt from Equifax's Equifax Terms of Use
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Users cannot combine their claims with others in arbitration, which limits the practical ability to pursue small individual claims and eliminates collective leverage.
The reader may only arbitrate claims individually, not as part of a class or representative action, and the arbitrator cannot override this restriction.
ConductAtlas has identified this type of provision across 206 platforms. See the full comparison.
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