Provision record
Equifax · Equifax Privacy Policy · View original document ↗

Third-Party Data Sharing With Affiliates and Business Partners

High severity Medium confidence Explicit document language Common · 290 of 352 platforms
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Document Record

What it is

Equifax states it shares your personal information with its affiliated companies and with business partners for marketing purposes, though it notes you have the right to opt out of sharing with business partners.

This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Equifax is a large corporate entity with numerous affiliates, meaning data you share with one Equifax product or service may be accessible to other Equifax entities. Sharing with external business partners for marketing expands the reach of your data beyond the credit bureau context.

Interpretive note: The policy does not fully specify which data categories are shared with each class of recipient or whether all sharing categories are covered by the opt-out mechanism described, creating uncertainty about the completeness of consumer opt-out options.

Consumer impact (what this means for users)

Your personal and financial data may be shared with Equifax affiliates and external business partners for marketing and product promotion, which means companies you have no direct relationship with may receive your data. You can opt out of sharing with business partners through the Equifax privacy rights portal, but affiliate sharing may continue absent further action.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Visit the Equifax privacy rights portal and submit a request to opt out of the sale or sharing of your personal information with business partners for marketing purposes.

How other platforms handle this

Glassdoor Medium

We will also provide an individual opt-out choice, or opt-in for sensitive data, before we share your data with third parties other than our agents, or before we use it for a purpose other than which it was originally collected.

Square Medium

to request that your data be transferred to a third party (data portability)

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We may share your personal information with our affiliates for the purposes described in this Privacy Policy. We may also share your personal information with business partners who offer products or services that may interest you, subject to your right to opt out of such sharing.

Excerpt from Equifax's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: GLBA governs sharing of nonpublic personal financial information with nonaffiliated third parties and requires financial institutions to provide opt-out rights for such sharing.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Equifax Privacy Policy
Entity
Equifax
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 11, 2026
Record ID
CA-P-010375
Document ID
CA-D-00591
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a763bcb4921c4fbb345d76dfa0c84dc0451d890793ef3b8d244674596ec31df4
Analysis generated
May 8, 2026 15:21 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Equifax
Document: Equifax Privacy Policy
Record ID: CA-P-010375
Captured: 2026-05-08 15:21:58 UTC
SHA-256: a763bcb4921c4fbb…
URL: https://conductatlas.com/platform/equifax/equifax-privacy-policy/provision/CA-P-010375/third-party-data-sharing-with-affiliates-and-business-partners/
Accessed: Sept. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Equifax's Third-Party Data Sharing With Affiliates and Business Partners clause do?

Equifax is a large corporate entity with numerous affiliates, meaning data you share with one Equifax product or service may be accessible to other Equifax entities. Sharing with external business partners for marketing expands the reach of your data beyond the credit bureau context.

How does this clause affect you?

Your personal and financial data may be shared with Equifax affiliates and external business partners for marketing and product promotion, which means companies you have no direct relationship with may receive your data. You can opt out of sharing with business partners through the Equifax privacy rights portal, but affiliate sharing may continue absent further action.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.