A free personal finance platform that provides users with credit scores, credit monitoring, and financial product recommendations such as credit cards and loans. The company monetizes by earning commissions when users are approved for financial products through their platform. Their policies are significant for consumers because they govern how sensitive financial data including credit information, spending patterns, and personal financial details are collected, used, and shared with third-party financial institutions.

2 Documents
1 All provisions 0 High severity 0 Medium severity 1 Low severity
3 Changes · 12 mo
May 2, 2026 Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Document Coverage
Privacypolicy Termsofservice
Last change detected: May 2, 2026 Changes (12 months): 3 Documents monitored: 2 Provisions tracked: 1
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Documents

Credit Karma Privacy Policy

Low

This submission did not return Credit Karma's privacy policy document. The URL provided returned a website error page containing no policy text or operational content. The actual privacy policy document …

Last updated May 5, 2026 · Privacy policy
0 provisions 2 versions captured Version history →

Credit Karma Terms of Service

Low

The URL submitted for analysis returned a 404 error page from Credit Karma rather than a terms of service document. The page contains only front-end JavaScript bundles, New Relic monitoring …

Last updated May 5, 2026 · Terms of service
0 provisions 3 versions captured Version history →
📈 Policy Drift Analysis View all changes →

High Severity Provisions (0)

No provisions found.

View all high severity provisions → Compare Credit Karma with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
TCPA
United States Federal
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Credit Karma documents does ConductAtlas track?

ConductAtlas tracks 2 Credit Karma documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Credit Karma made in the past year?

Credit Karma has made 3 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Credit Karma?

ConductAtlas has classified 1 provisions across Credit Karma's tracked documents. 0 are rated high severity, 0 medium, and 1 low.

Can I get alerts when Credit Karma changes their policies?

Yes. Monitor subscribers ($19/month) can add Credit Karma to their watchlist and receive same-day email alerts whenever any tracked document changes.