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Summary

The link provided did not load Credit Karma's Terms of Service — instead, it returned a 'page not found' error. No actual terms, data rights, or legal obligations are visible in the document submitted for review. To review Credit Karma's actual Terms of Service, visit creditkarma.com/about/terms directly.

Technical Summary

The submitted URL returned a 404 error page from Credit Karma (Intuit Credit Karma), containing only front-end rendering scripts, analytics/tracking code (New Relic, Tealium), and page metadata — no substantive terms of service, privacy policy, or legal document text was retrievable. The document as provided contains no contractual obligations, user rights provisions, data sharing disclosures, or legal terms that could be evaluated for compliance purposes. No regulatory frameworks can be assessed, no consumer rights provisions can be identified, and no legal provisions can be extracted from the submitted content. The HTML source confirms this is a 404 'not found' error page, not a terms of service document.

Evidence Provenance
Captured May 2, 2026 06:37 UTC
Document ID CA-D-000358
Version ID CA-V-001176
Wayback Machine View archived versions →
SHA-256 a9607c89eaeb36ede57d290afe6623b7c5e18fed336e0d9d0bc1ccc9d0bf39f3
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Cryptographically signed
Institutional Analysis

🔒 Institutional analysis locked

Regulatory exposure by statute, material risk assessment, vendor due diligence action items, and enforcement precedent. Available on Professional.

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Change Timeline
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Analyzed Changes

2 changes analyzed since monitoring began.

What changed Credit Karma updated their Credit Karma Terms of Service on May 02, 2026. Change detected: 1 sentence(s) modified. Document contained 27 sentences after update.
What changed Credit Karma updated their Credit Karma Terms of Service on April 18, 2026. Change detected: 2 sentence(s) modified. Document contained 27 sentences after update.
Consumer impact Credit Karma made a minor update to navigation menu text in their Terms of Service, renaming a label from 'Tax' to 'Free Credit Karma Tax.' This change does not affect consumer rights, data privacy, financial terms, or any substantive legal obligations. No action is needed by consumers.
Why it matters This change is a minor branding update and does not affect consumer rights, data practices, or financial terms. It is noted here for completeness but requires no consumer or compliance action.

No provisions indexed for this document yet.

Applicable Regulations

CCPA/CPRA
California, USA
CFAA
United States Federal
CAN-SPAM
United States Federal
FCRA
United States Federal
GLBA
United States Federal
TCPA
United States Federal