If you live in California, you have legal rights to see, delete, correct, and opt out of the sale or sharing of your personal information held by Chime.
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
California residents have stronger privacy protections than most other US users, including the right to stop Chime from sharing your data with advertising partners, which is directly relevant given the breadth of advertising technology integrations the company uses.
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
View change record →The updated policy no longer explicitly discloses whether Chime or its banking partner The Bancorp shares personal information for specific purposes such as marketing, joint marketing, or affiliate use. Previously, each sharing scenario included a 'Yes' or 'No' answer and stated whether customers could limit sharing. The revised policy directs users to login to chime.com or the Chime Mobile application and update their Privacy Settings to control sharing. You can adjust sharing preferences through your account settings, but the policy no longer itemizes which sharing practices are subject to customer limits.
View change record →The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a narrowing of third-party data sharing compared to the prior language. The notice also clarifies that Chime does not share certain affiliate information, which may further limit how your data is used by related companies. These changes reduce the scope of data sharing disclosed in the privacy notice.
View change record →California residents can submit requests to access or delete their personal information, correct inaccurate data, and opt out of having their information sold or shared with advertising platforms, which may limit Chime's ability to use your data for targeted advertising purposes.
How other platforms handle this
you may also have the right to: (i) opt out of processing of Personal Data for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects...and (iii) appeal any decision by ZipRecruiter...
You may contact our privacy team with any requests of disclosure, correction, or deletion of your personal information. You may also request suspension of use or suspension of sharing of your personal information with certain third parties.
When you use them, we'll validate your request by verifying your identity (for example, by confirming that you're signed in to your Google Account).
"If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including the right to know what personal information we collect, use, disclose, and sell or share; the right to delete your personal information; the right to correct inaccurate personal information; the right to opt out of the sale or sharing of your personal information; and the right not to be discriminated against for exercising your privacy rights.Excerpt from Chime's Privacy Policy
REGULATORY LANDSCAPE: The CCPA as amended by the CPRA is enforced by the California Privacy Protection Agency (CPPA) and the California Attorney General.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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California residents have stronger privacy protections than most other US users, including the right to stop Chime from sharing your data with advertising partners, which is directly relevant given the breadth of advertising technology integrations the company uses.
California residents can submit requests to access or delete their personal information, correct inaccurate data, and opt out of having their information sold or shared with advertising platforms, which may limit Chime's ability to use your data for targeted advertising purposes.
ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.
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