“To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.”
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The security commitment is bounded by federal law compliance, meaning protections are defined by regulatory minimums rather than any higher standard.
The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.
View change record →Your personal information is protected by security measures that meet federal legal requirements, including computer safeguards and secured physical locations.
How other platforms handle this
We will take appropriate technical and organizational measures to help protect and secure your Data...including: (i) using encryption techniques; (ii) establishing specialized systems and procedures...and (iii) forming a specialized department in charge of information security.
We use industry standard technical and organizational measures to secure the information we store.
Scale employs appropriate and reasonable physical, technological, and administrative security measures.
"To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.Excerpt from Chime's Privacy Policy
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The security commitment is bounded by federal law compliance, meaning protections are defined by regulatory minimums rather than any higher standard.
Your personal information is protected by security measures that meet federal legal requirements, including computer safeguards and secured physical locations.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.