Provision record
Chime · Chime Privacy Policy · View original document ↗

California restriction on sharing financial information externally

Medium confidence Common · 280 of 343 platforms

Key Facts · in the document’s own words

Will Chime share financial information with companies outside The Bancorp Bank for California residents?
“For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.”
Version CA-V-005062, captured July 19, 2026 · live source ↗
Our reading, not the document’s words
For California residents, Chime (via The Bancorp) will not share financial information it collects about them with companies outside of The Bancorp Bank, N.A., unless the law allows.
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This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This restriction limits external sharing of financial information to legally permitted circumstances, providing California residents a stronger default protection than the general policy.

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Interpretive note: The excerpt does not explicitly state it applies only to California residents; the California-specific context is inferred from its placement under California-specific provisions as indicated by the clause name and document structure. The canonical claim reflects that inference.

Recent Activity

This document changed recently

Medium Jun 21, 2026

The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.

View change record →

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

As a California resident, your financial information is not shared outside The Bancorp Bank, N.A. except where law permits.

How other platforms handle this

Harvey AI

Harvey may not share Usage Data that includes Your Confidential Information with a third party... except (i) in accordance with Section 11.6 (Confidentiality) of this Agreement, or (ii) to the extent the Usage Data is aggregated and anonymized such that You cannot be identified.

Indeed

Indeed may also exchange security information and threat indicators with third-party industry partners and industry safety coalitions.

Oscar Health

we may from time to time request and receive some of your financial information from our Payment Processor for the purposes of completing transactions you have initiated through the Services, enrolling you in discount, rebate, and other programs...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.

Excerpt from Chime's Privacy Policy

Provision details

Document information
Document
Chime Privacy Policy
Entity
Chime
Tracking information
First captured by ConductAtlas
April 19, 2026
Text quoted from version
CA-V-005062, captured July 19, 2026
Record ID
CA-P-022182
Document ID
CA-D-000078
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-005062)
20aab9d257bbba9b363ab14e7ddf58f072d0a38c45418998981abbaf91b91dbb
Analysis generated
May 11, 2026 00:29 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-005062, captured July 19, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Chime
Document: Chime Privacy Policy
Record ID: CA-P-022182
Version: CA-V-005062
Captured: 2026-07-19 00:14:31 UTC
SHA-256: 20aab9d257bbba9b…
URL: https://conductatlas.com/platform/chime/chime-privacy-policy/provision/CA-P-022182/california-restriction-on-sharing-financial-information-externally/
Accessed: Oct. 22, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Chime's California restriction on sharing financial information externally clause do?

This restriction limits external sharing of financial information to legally permitted circumstances, providing California residents a stronger default protection than the general policy.

How does this clause affect you?

As a California resident, your financial information is not shared outside The Bancorp Bank, N.A. except where law permits.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Chime?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.