“We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.”
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Personal information is gathered about you from sources beyond your direct interactions with Chime, meaning data you did not provide to Chime directly may still be held and used.
The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.
View change record →Your personal information may be collected from third parties without you actively supplying it to Chime.
How other platforms handle this
We collect payment and billing information when you register for certain paid Services. We use external secure payment processing services to collect and process payment information, such as payment card details.
Depending on the nature of your interaction with us, we collect personal or business information such as name, email address, postal address, and phone number.
When you use our paid Services, including redeeming voucher codes or purchasing paid Services, we collect information related to the payment transaction (with your consent). This may include payment card details (e.g. card account number), billing information, order details, the Services you purchas...
"We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.Excerpt from Chime's Privacy Policy
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Personal information is gathered about you from sources beyond your direct interactions with Chime, meaning data you did not provide to Chime directly may still be held and used.
Your personal information may be collected from third parties without you actively supplying it to Chime.
ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.
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