This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Personal information is gathered about you from sources beyond your direct interactions with Chime, meaning data you did not provide to Chime directly may still be held and used.
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
View change record →The updated policy no longer explicitly discloses whether Chime or its banking partner The Bancorp shares personal information for specific purposes such as marketing, joint marketing, or affiliate use. Previously, each sharing scenario included a 'Yes' or 'No' answer and stated whether customers could limit sharing. The revised policy directs users to login to chime.com or the Chime Mobile application and update their Privacy Settings to control sharing. You can adjust sharing preferences through your account settings, but the policy no longer itemizes which sharing practices are subject to customer limits.
View change record →The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a narrowing of third-party data sharing compared to the prior language. The notice also clarifies that Chime does not share certain affiliate information, which may further limit how your data is used by related companies. These changes reduce the scope of data sharing disclosed in the privacy notice.
View change record →Your personal information may be collected from third parties without you actively supplying it to Chime.
How other platforms handle this
We may update your Profile with data we obtain from third parties or extract from your resume.
if you place a restaurant order, our restaurant partner will collect and process your credit card or other payment information in order to fulfill the order.
Category A: Identifiers. Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver's license number, passport number... Collected: Yes.
Monitoring
Chime has changed this document before.
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"We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.— Excerpt from Chime's Chime Privacy Policy
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Personal information is gathered about you from sources beyond your direct interactions with Chime, meaning data you did not provide to Chime directly may still be held and used.
Your personal information may be collected from third parties without you actively supplying it to Chime.
ConductAtlas has identified this type of provision across 297 platforms. See the full comparison.
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