This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Although customers have the right to limit this sharing, the default position is that data is shared with nonaffiliates for marketing unless a customer takes action to restrict it.
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
View change record →The updated policy no longer explicitly discloses whether Chime or its banking partner The Bancorp shares personal information for specific purposes such as marketing, joint marketing, or affiliate use. Previously, each sharing scenario included a 'Yes' or 'No' answer and stated whether customers could limit sharing. The revised policy directs users to login to chime.com or the Chime Mobile application and update their Privacy Settings to control sharing. You can adjust sharing preferences through your account settings, but the policy no longer itemizes which sharing practices are subject to customer limits.
View change record →The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a narrowing of third-party data sharing compared to the prior language. The notice also clarifies that Chime does not share certain affiliate information, which may further limit how your data is used by related companies. These changes reduce the scope of data sharing disclosed in the privacy notice.
View change record →Your data is shared with nonaffiliated companies for marketing by default, but you have the right to limit that sharing.
How other platforms handle this
We will disclose your personal information within the Adobe family of companies for the purposes identified above
Each payment processor uses and processes your complete payment information in accordance with its applicable privacy policy (Stripe and PayPal).
Under Section 1798.83, Ancestry currently does not share any Personal Information with third parties for their own direct marketing purposes.
Monitoring
Chime has changed this document before.
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"For nonaffiliates to market to you Does The Bancorp share? Yes Can you limit this sharing? Yes— Excerpt from Chime's Chime Privacy Policy
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Although customers have the right to limit this sharing, the default position is that data is shared with nonaffiliates for marketing unless a customer takes action to restrict it.
Your data is shared with nonaffiliated companies for marketing by default, but you have the right to limit that sharing.
ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.
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