“Federal law gives you the right to limit only: • Sharing for affiliates' everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you”
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The scope of customers' opt-out rights is defined and capped by federal law, meaning sharing that falls outside these three categories cannot be restricted by the customer.
The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.
View change record →Your right to limit data sharing is restricted to these three specific categories; you cannot limit other types of sharing that may occur.
How other platforms handle this
The right to object to, opt-out of and/or restrict certain uses or disclosures of the information.
If you are a user under the age of 18, California Business and Professions Code Section 22581 allows you to request and obtain removal of content or information you have publicly posted.
"Federal law gives you the right to limit only: • Sharing for affiliates' everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to youExcerpt from Chime's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The scope of customers' opt-out rights is defined and capped by federal law, meaning sharing that falls outside these three categories cannot be restricted by the customer.
Your right to limit data sharing is restricted to these three specific categories; you cannot limit other types of sharing that may occur.
ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.