This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes a broad framework for third-party data disclosure tied to credit, compliance, and fraud operations. This authorization permits data sharing across a wide network of financial, employment, and regulatory entities without requiring separate user consent for each disclosure instance.
The updated policy establishes that children under 13 may use Cash App services if a parent or guardian signs up for or authorizes the account on their behalf. Previously, the policy explicitly prohibited any use by children under 13. The revised language clarifies that data deletion obligations apply when Cash App learns an account belongs to an unauthorized child under 13, but does not specify what happens to data from authorized child accounts or how parental oversight operates. A separate Privacy Notice for Children is referenced but not included in the change summary.
View change record →The revised policy shifts from prohibiting all children under 13 from using Cash App to permitting use when a parent or guardian explicitly authorizes or signs up for the service on the child's behalf. This creates a new lawful use path for families, but also establishes a distinction between authorized and unauthorized child accounts. The policy states that if a child under 13 operates an unauthorized account, Cash App will delete collected data upon discovery. Parents or guardians who authorize services should review the new Privacy Notice for Children for details on how child data is processed.
View change record →The updated terms state that children under 13 can no longer use Cash App, eliminating a path that previously existed for parents to authorize accounts on behalf of younger children. The revised language no longer references a separate Privacy Notice for Children, consolidating all child data handling disclosures into the main policy. If Cash App collects data and later learns it came from a child under 13, the policy requires deletion of that data, though the updated language broadens this obligation by removing the phrase 'for an unauthorized account', potentially extending deletion requirements beyond accounts that were never authorized.
View change record →Users operating under these terms authorize Cash App to distribute personal and financial information to credit agencies, past and present employers, financial institutions, and sanctions watchlist operators as part of standard credit and fraud procedures. The scope of permitted recipients extends to any entity with which the user has or may have a financial relationship.
How other platforms handle this
We may share personal information with third-party service providers and partners who support our business operations, including identity verification providers, payment processors, analytics providers, marketing partners, and blockchain analytics companies.
You may elect to use or integrate platforms, add-ons, services, or products not provided by Exafunction ("Third-Party Platforms") (e.g. User IDE's, Web Search, MCP Servers) subject to your agreement with the relevant provider and not this Agreement. We do not control nor shall we have liability for ...
We receive some of the data mentioned above from third parties... If you connect your Spotify account to a third party application, service or device, we may collect and use information from them. This collection is to make the integration possible... We work with technical service partners that giv...
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"Credit, Compliance, and Fraud Partners. Information about you from third parties for any credit investigation, credit eligibility, fraud detection process, or collection procedure, or as may otherwise be required by applicable law. This includes, without limitation, the receipt and exchange of account or credit-related information with any credit reporting agency or credit bureau, where lawful, and any person or corporation with whom you have had, currently have, or may have a financial relationship, including without limitation past, present, and future places of employment, financial institutions, and personal reporting agencies. Your personal information may also be screened against relevant sanctions watchlists.— Excerpt from Cash App's Cash App Privacy Policy
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The clause establishes a broad framework for third-party data disclosure tied to credit, compliance, and fraud operations. This authorization permits data sharing across a wide network of financial, employment, and regulatory entities without requiring separate user consent for each disclosure instance.
Users operating under these terms authorize Cash App to distribute personal and financial information to credit agencies, past and present employers, financial institutions, and sanctions watchlist operators as part of standard credit and fraud procedures. The scope of permitted recipients extends to any entity with which the user has or may have a financial relationship.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
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