This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Your financial transactions, behavioral patterns, and personal information may be permanently incorporated into AI models that affect how Cash App treats you and other users, with no opt-out mechanism disclosed for this specific use.
The updated policy establishes that children under 13 may use Cash App services if a parent or guardian signs up for or authorizes the account on their behalf. Previously, the policy explicitly prohi…
The revised policy shifts from prohibiting all children under 13 from using Cash App to permitting use when a parent or guardian explicitly authorizes or signs up for the service on the child's behal…
Your personal financial data, transaction history, and behavioral information are used to train Cash App's AI models, and the document does not provide a clear opt-out mechanism for this use, meaning you cannot easily prevent your data from being used in this way.
How other platforms handle this
We use Personal Data to detect and prevent fraud, and to develop and improve our fraud detection models and other machine learning systems. This may include using transaction data, device information, and other Personal Data to train and refine our systems.
We use your personal data to develop, train, and improve our artificial intelligence and machine learning models. This includes using your transaction data, behavioral data, and interaction data to enhance our fraud detection, credit assessment, and personalization capabilities. We take steps to pro...
Writer does not use Customer Data to train its AI models without explicit customer permission. Customer Data means the data, content, and information that customers and their end users submit to or through the Services.
Monitoring
Cash App has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"Improving, personalizing and facilitating your use of our Services, content and applications, including by training artificial intelligence (AI) and other machine learning models; ... Making sure you follow our Terms of Service or other applicable agreements or policies; Investigating, detecting, preventing, recovering from, or reporting fraud, misrepresentations, security breaches or incidents, other potentially prohibited, malicious, or illegal activities, or to otherwise help protect your account, including to dispute chargebacks on your behalf; Protecting your, our, or our other customers' rights or property, or the security or integrity of our Services, including by using and training AI and other machine learning models to protect— Excerpt from Cash App's Cash App Privacy Policy
How 10 AI platforms describe the use of user data for model training, improvement, and development, based on archived governance provisions.
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
Your financial transactions, behavioral patterns, and personal information may be permanently incorporated into AI models that affect how Cash App treats you and other users, with no opt-out mechanism disclosed for this specific use.
Your personal financial data, transaction history, and behavioral information are used to train Cash App's AI models, and the document does not provide a clear opt-out mechanism for this use, meaning you cannot easily prevent your data from being used in this way.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Cash App.