This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →How other platforms handle this
If you fail to add funds to your SoFi Checking or Savings account, SoFi reserves the right to terminate your SoFi Plus benefits.
If we have reason to suspect, in our sole discretion, that your account has previously been terminated, we reserve the right to terminate any new accounts you have registered without any notice to you...
Where appropriate, you may appeal the decisions you think were made in error.
"Wise may audit, suspend, or terminate access to the ACH services for any breach of the Rules, this Agreement, or any origination agreement.Excerpt from Wise's Terms of Use (Superseded URL)
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The clause states: “Wise may audit, suspend, or terminate access to the ACH services for any breach of the Rules, this Agreement, or any origination agreement.”
ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.
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