Wise · Wise Terms of Use (Superseded URL) · View original document ↗

Excessive Chargebacks May Lead to Account Closure

High severity Explicitdocumentlanguage Common · 275 of 352 platforms
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This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1918 other provisions on other platforms.

How other platforms handle this

StockX Medium

Failure to timely provide StockX or its partners with all relevant information may result in suspension of your account.

Instacart Medium

If the card information cannot be verified, is invalid, or otherwise not acceptable, we may suspend or cancel your access to the Services.

Skillshare Medium

If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...

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▸ View Original Clause Language DOCUMENT RECORD
"
In serious circumstances, including where there are unusually high or frequent amounts of chargebacks, we may close your Wise Account.

— Excerpt from Wise's Wise Terms of Use (Superseded URL)

Applicable regulations

EFTA / Reg E
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal

Provision details

Document information
Document
Wise Terms of Use (Superseded URL)
Entity
Wise
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
July 9, 2026
Record ID
CA-P-036168
Document ID
CA-D-00265
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
561266d11f984a2eb3eab7608e74f5c481a231a012a4ed1cb0115da73c83c5e7
Analysis generated
May 21, 2026 00:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wise
Document: Wise Terms of Use (Superseded URL)
Record ID: CA-P-036168
Captured: 2026-05-21 00:40:14 UTC
SHA-256: 561266d11f984a2e…
URL: https://conductatlas.com/platform/wise/wise-terms-of-use-superseded-url/provision/CA-P-036168/excessive-chargebacks-may-lead-to-account-closure/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Wise's Excessive Chargebacks May Lead to Account Closure clause do?

The clause states: “In serious circumstances, including where there are unusually high or frequent amounts of chargebacks, we may close your Wise Account.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 275 platforms. See the full comparison.

Is ConductAtlas affiliated with Wise?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.