Provision record
Wise · Wise Terms of Use (Superseded URL) · View original document ↗

Limitation of Liability

High severity Common · 292 of 352 platforms
Get alerted the next time Wise changes these terms. Follow Wise →
Share 𝕏 Share in Share 🔒 PDF
Monitor governance changes for Wise Monitor emails you the same day this changes. The archive stays free.
Follow Wise →

Get the weekly research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean. No account.

This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The liability cap creates a defined financial boundary for Wise's exposure in dispute scenarios, establishing that recoverable damages are restricted to either recent payments made or a $25 minimum, whichever is greater. The exclusion of certain damage categories further narrows the scope of compensable losses to direct damages only.

Clause Stability Stable

0
Changes
4
Months Monitored
Apr 27, 2026
First Seen
May 7, 2026
Last Seen
This clause type exists across 4462 other provisions on other platforms.

Consumer impact (what this means for users)

Under this provision, users' financial recovery in disputes is limited to the greater of three months of fees paid or $25, regardless of claimed losses. Users cannot recover indirect, incidental, special, consequential, or punitive damages through claims against Wise.

How other platforms handle this

ActiveCampaign Medium

If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.

Leonardo AI Medium

A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...

Netflix Medium

The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.

See all platforms with this clause type →

Monitoring

Wise has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 20 platforms.

Follow Wise → Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
To the maximum extent permitted by applicable law, Wise's total liability to you in connection with the Services shall be limited to the greater of (a) the amount of fees paid by you to Wise in the three months preceding the event giving rise to the claim, or (b) $25. In no event will Wise be liable for any indirect, incidental, special, consequential, or punitive damages.

Excerpt from Wise's Terms of Use (Superseded URL)

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Wise Terms of Use (Superseded URL)
Entity
Wise
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
July 9, 2026
Record ID
CA-P-003628
Document ID
CA-D-00265
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
561266d11f984a2eb3eab7608e74f5c481a231a012a4ed1cb0115da73c83c5e7
Analysis generated
May 21, 2026 00:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wise
Document: Wise Terms of Use (Superseded URL)
Record ID: CA-P-003628
Captured: 2026-05-21 00:40:14 UTC
SHA-256: 561266d11f984a2e…
URL: https://conductatlas.com/platform/wise/wise-terms-of-use-superseded-url/provision/CA-P-003628/limitation-of-liability/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Governance intelligence across arbitration, AI governance, data rights, indemnification, and retention

Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Wise's Limitation of Liability clause do?

The liability cap creates a defined financial boundary for Wise's exposure in dispute scenarios, establishing that recoverable damages are restricted to either recent payments made or a $25 minimum, whichever is greater. The exclusion of certain damage categories further narrows the scope of compensable losses to direct damages only.

How does this clause affect you?

Under this provision, users' financial recovery in disputes is limited to the greater of three months of fees paid or $25, regardless of claimed losses. Users cannot recover indirect, incidental, special, consequential, or punitive damages through claims against Wise.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 292 platforms. See the full comparison.

Is ConductAtlas affiliated with Wise?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.