The Bancorp Bank shares your personal financial information with other financial companies for joint marketing purposes, and you cannot opt out of this type of sharing.
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Joint marketing sharing means your financial data can be used to market products from partner companies to you, and you have no legal right to prevent this under the federal GLBA framework.
The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a na…
Your account and financial profile data may be shared with other financial companies for coordinated marketing campaigns without your consent, potentially resulting in targeted financial product solicitations based on your banking behavior.
How other platforms handle this
We may share your information with third-party advertising partners to provide you with targeted advertising. We also work with third-party analytics providers who help us understand how users interact with our Services. These third parties may use cookies, web beacons, and similar tracking technolo...
We process personal data you provide to Oura to enable third party integrations, services, features, and offerings. For example, with your permission, our Services may integrate with third-party services like Google Health Connect and Apple HealthKit, or those of our partners. Oura takes measures to...
Creators: when you subscribe to a Creator's publication, we provide them the information necessary (including your name and email address) to provide you their publication(s). Please note that Creators control their own publications; accordingly, when you interact with a Creator's publication in a w...
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"For our joint marketing with other financial companies. Do we share? Yes. Can you limit this sharing? No.— Excerpt from Chime's Chime Privacy Policy
1) REGULATORY FRAMEWORK: Joint marketing arrangements are governed by GLBA/Regulation P (12 C.F.R. §1016.13), which permits NPI sharing with non-affiliated financial companies under a joint marketing agreement without requiring an opt-out, provided consumers are notified. The CFPB and OCC have enforcement authority. California FIPA (Cal. Fin. Code §4053.5) may impose stricter requirements, requiring opt-in for sharing with non-affiliated third parties for marketing purposes. 2)
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Joint marketing sharing means your financial data can be used to market products from partner companies to you, and you have no legal right to prevent this under the federal GLBA framework.
Your account and financial profile data may be shared with other financial companies for coordinated marketing campaigns without your consent, potentially resulting in targeted financial product solicitations based on your banking behavior.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.