This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision establishes Adyen's operational framework for regulatory compliance with KYC/AML requirements. Extended retention periods reflect statutory obligations that vary by jurisdiction and create ongoing data stewardship responsibilities.
Users submitting identification documents to Adyen authorize collection and processing of this data under regulatory requirements. The retention authorization means this sensitive data may be maintained in company systems for extended periods determined by applicable legal requirements, not user preference.
How other platforms handle this
"By clicking 'Next', you are indicating that you have read and agree to the TERMS OF USE AND PRIVACY POLICY"
We automatically collect certain information from your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Service, we collect information about the individual web pages or products th...
Location data. Data about your device's location, which can be either precise or imprecise. For example, we collect location data using Global Navigation Satellite System (GNSS) (e.g., GPS) and data about nearby cell towers and Wi-Fi hotspots. Location can also be inferred from a device's IP address...
Monitoring
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"We collect and process identification data for Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance purposes. This includes government-issued identity documents, proof of address, and other verification data. We retain this data for the period required by applicable law, which may be up to 7 years or longer depending on the jurisdiction.— Excerpt from Adyen's Adyen Privacy Policy
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The provision establishes Adyen's operational framework for regulatory compliance with KYC/AML requirements. Extended retention periods reflect statutory obligations that vary by jurisdiction and create ongoing data stewardship responsibilities.
Users submitting identification documents to Adyen authorize collection and processing of this data under regulatory requirements. The retention authorization means this sensitive data may be maintained in company systems for extended periods determined by applicable legal requirements, not user preference.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Adyen.