Provisions Index

Headspace may share your personal information — including data about your use of the app — with third-party advertising and analytics companies to help serve you targeted ads and improve their marketing. This sharing may constitute a 'sale' or 'sharing' of personal data under some state privacy laws...

Why it matters: Your mental health app usage data could be shared with advertisers, which many users would not expect given the sensitive nature of mental wellness information....

California residents have additional privacy rights under California law, including the right to know what data is collected, the right to delete it, the right to correct it, and the right to opt out of the sale or sharing of their personal information....

Why it matters: California's privacy laws are among the strongest in the US, and Headspace explicitly recognizes these rights — including for sensitive personal information like mental health data....

Hinge collects facial geometry data (biometric data) when you use features like Selfie Verification. In some regions, Face Check participation may be required rather than optional....

Why it matters: Biometric data is among the most sensitive personal data because it is unique to you, cannot be changed like a password, and is specifically regulated in states like Illinois under BIPA, with potential for significant misuse if breached....

Hinge collects and processes sensitive personal information including your sexual orientation, health details, religious beliefs, racial or ethnic origins, and political affiliations when you choose to add this to your profile. By providing this data, you consent to Hinge using it as described in th...

Why it matters: This is the most legally protected category of personal data in most jurisdictions. If this data were exposed in a breach or misused, it could cause serious real-world harm including discrimination or safety risks for LGBTQ+ users....

Hinge shares your personal data with other Match Group companies (such as Tinder, OkCupid, and others). If you were banned from any Match Group service, your data can be shared across the group to prevent you from creating accounts on other Match Group apps....

Why it matters: Your data and account history on Hinge may be visible to and used by other dating apps you've never signed up for, and a ban on one platform can affect your ability to use entirely separate Match Group services....

BeReal requires users to meet a minimum age threshold to use the platform — typically 13 in the US and 13-16 depending on jurisdiction in the EU — and prohibits younger children from creating accounts....

Why it matters: If you are under the minimum age or have a child using BeReal, the account may be in violation of the Terms and BeReal can terminate it, potentially without warning....

Content and prompts you submit to Stability AI's services may be used by the company to train, improve, or develop their AI models, subject to applicable permissions and legal bases....

Why it matters: Your creative inputs and queries could become part of Stability AI's commercial AI training datasets, raising questions about ownership, consent, and how your data contributes to a for-profit product....

If you have a dispute with Wise, you must resolve it through binding arbitration rather than taking Wise to court. This means a private arbitrator — not a judge or jury — decides the outcome....

Why it matters: Arbitration is generally less transparent and may be more costly or inconvenient than small claims court for everyday consumers, and it removes your ability to have a public trial....

By using Wise, you agree you cannot join or lead a class action lawsuit against Wise — any dispute must be handled individually, not as part of a group....

Why it matters: Class actions allow many consumers to pool resources and fight large companies over small individual harms that would be impractical to pursue alone; waiving this right removes a key consumer protection tool....

Wise can suspend or close your account at any time, including holding or refusing transactions, if it suspects misuse, legal issues, or for other reasons at its discretion....

Why it matters: An unexpected account closure or freeze could prevent you from accessing your money or completing urgent transfers, with limited advance notice....

If Wise makes a mistake that costs you money, the maximum amount they will pay you back is limited — typically capped at the total fees you paid to Wise in the prior 12 months....

Why it matters: If a failed or delayed transfer causes you significant financial loss — for example missing a property payment — you may only be able to recover a small amount from Wise regardless of actual damages....

Glassdoor collects highly sensitive personal information including your race, ethnicity, sexual orientation, disability status, religion, and health data when you use their services....

Why it matters: This type of sensitive data carries heightened risks if misused, shared inappropriately, or exposed in a data breach, as it can lead to discrimination or harm in employment contexts....

Glassdoor may share your personal data, including job application materials and profile information, with employers who post jobs or use Glassdoor's recruiting services....

Why it matters: Your data — including your resume, job application history, and potentially sensitive profile information — may be passed to employers without you explicitly initiating contact with that employer....

When you apply for jobs through Glassdoor, your application materials including resumes and other supplied data are processed and classified as sensitive personal information....

Why it matters: Job application data is explicitly categorized as sensitive under both GDPR and US state law, meaning it warrants stronger protections — but it is also shared with employers and affiliates....

WhatsApp shares your personal information — including your phone number, usage data, and device identifiers — with Meta and other Meta-owned companies like Facebook and Instagram....

Why it matters: This means data from your private messaging app feeds into the broader Meta advertising machine, potentially influencing what ads you see on other platforms even if you don't use them....

When you use WhatsApp, it can access and upload your phone's contact list to its servers, even if those contacts have never used WhatsApp....

Why it matters: This means people who have never agreed to WhatsApp's terms have their phone numbers and contact information processed by Meta, raising consent issues for third parties....

WhatsApp can collect and use your approximate or precise location data, depending on your device settings and how you use the app....

Why it matters: Location data is among the most sensitive categories of personal information and can reveal details about your habits, health, religion, and personal relationships....

WhatsApp requires users to be at least 13 years old (or older in some countries) and states it does not knowingly collect data from children below the minimum age....

Why it matters: WhatsApp does not have robust age verification mechanisms, and younger users may still access the platform, raising child safety and legal compliance concerns....

eBay collects a very wide range of personal information about you, including your name, address, payment details, browsing behavior, location, device data, and — for sellers — government-issued ID, social security number, selfie photos, and bank account details....

Why it matters: The breadth of data collected goes well beyond what is needed for basic marketplace transactions, including sensitive financial and identity data that creates significant privacy and security risk if breached....

eBay shares your personal data with third-party advertising partners and analytics providers to deliver targeted advertisements both on and off the eBay platform....

Why it matters: Your browsing behavior, purchase history, and personal data are shared with external companies for commercial advertising purposes, which may not be what you expect when you shop on eBay....

If you sell on eBay, you must provide government-issued ID, social security number, date of birth, selfie photos, and bank account details as part of identity verification for payment services....

Why it matters: Sellers are required to submit highly sensitive personal and financial documents to eBay, creating significant risk exposure if this data is breached, misused, or shared with unauthorized parties....

If you have a dispute with Dropbox, you must resolve it through binding arbitration rather than going to court. This applies to US users and means a private arbitrator — not a judge or jury — will decide your case....

Why it matters: This clause removes your right to take Dropbox to court and prevents you from joining or leading a class action lawsuit against them, which is often the only practical remedy for small individual claims....

You agree not to participate in any class action lawsuit or class-wide arbitration against Dropbox. Each user must pursue claims individually, not as part of a group....

Why it matters: Class action lawsuits allow many consumers to pool resources to challenge corporate wrongdoing — waiving this right means individual claims may not be worth pursuing given the cost of arbitration....

Dropbox limits how much money it can be required to pay you if something goes wrong — typically capped at the amount you paid them in the past 12 months. They are not responsible for loss of data, service outages, or indirect damages....

Why it matters: If Dropbox loses your files, suffers a data breach, or goes offline, your ability to receive compensation is severely limited regardless of how much harm you suffer. Free users may receive nothing at all....

If you are a full Wealthfront client with an investment, brokerage, or lending account, Wealthfront cannot delete your personal information because financial regulations require them to keep it....

Why it matters: This means that once you become a client, you effectively lose the right to have your personal data deleted, even if you close your account, which is a significant limitation on your privacy rights....

When you link external bank or investment accounts, Wealthfront uses Plaid or Yodlee to access those accounts using your login credentials, and those third parties store and process your credentials and account data under their own privacy policies....

Why it matters: Your bank login credentials and full account history are shared with and stored by third-party companies whose privacy practices you must separately agree to, creating additional data exposure beyond Wealthfront's own systems....

If you apply for a home loan through Wealthfront, your personal information including Social Security number, credit history, financial statements, and employment history will be shared with additional third parties to process your mortgage application....

Why it matters: Mortgage applications involve broader data sharing than standard investment accounts, including credit bureaus, underwriters, and servicers, which significantly expands the number of entities holding your most sensitive financial information....

Klarna's financing option can charge between 0% and 35.99% annual interest depending on your credit score and the loan term you choose. For example, a $1,000 purchase could cost between $333.33 and $353.52 per month over 3 months....

Why it matters: A 35.99% APR is very high and could significantly increase how much you pay in total — knowing this upfront helps you make an informed decision....

If you have a dispute with Yelp, you must resolve it through binding arbitration — a private process — rather than going to court. This applies to almost all claims you might have against Yelp....

Why it matters: Arbitration removes your ability to have disputes heard by a judge or jury in a public court, and outcomes are generally final with very limited appeal rights....

You agree to give up your right to join or lead any class action, group lawsuit, or representative proceeding against Yelp. Any claims must be brought individually....

Why it matters: Class actions allow many consumers with similar small claims to pool resources and sue together — without this right, individual claims against Yelp may not be economically viable to pursue....

Yelp limits the amount of money it can be held responsible for if something goes wrong — typically capped at the amount you paid Yelp in the past 12 months, or a small fixed amount....

Why it matters: Even if Yelp's actions cause you significant harm, this clause severely limits how much compensation you could recover....

If you have a dispute with Fitbit, you must resolve it through individual binding arbitration rather than going to court, and you cannot join or lead a class action lawsuit against the company....

Why it matters: This clause removes your right to sue Fitbit in court or join with other affected users in a class action, which is often the only practical way to seek redress for small-value harms at scale....

If you use your Fitbit device or services with a Google Account, you are also bound by Google's Terms of Service in addition to Fitbit's terms....

Why it matters: This dual-ToS structure means your rights and obligations are governed by two separate legal frameworks simultaneously, potentially expanding the scope of data use and corporate rights over your information....

Fitbit limits its financial responsibility to you in the event something goes wrong — typically capping damages at the amount you paid for the service or a small fixed amount, excluding indirect or consequential losses....

Why it matters: If Fitbit's service causes you harm — such as data loss, inaccurate health readings, or a privacy breach — you may be severely limited in the compensation you can recover....

Fitbit collects sensitive health data including heart rate, sleep patterns, activity levels, and other biometric information through your device and app usage....

Why it matters: Health and biometric data is among the most sensitive personal information — it can reveal medical conditions, lifestyle habits, and other deeply private details that warrant strong legal protections....

If you have a dispute with Comcast, you must resolve it through private arbitration rather than going to court. This means a private arbitrator — not a judge or jury — will decide the outcome....

Why it matters: Arbitration typically favors large companies over individual consumers and removes the public accountability that comes with court proceedings....

You agree that you will not participate in any class action lawsuit against Comcast. All disputes must be handled individually, not as part of a group....

Why it matters: Class action lawsuits allow many consumers with similar small claims to band together, which is often the only practical way to challenge large companies. This clause eliminates that option....

Comcast can change the terms of your service, including your price, at any time by giving you notice. Continued use of the service after notice counts as your acceptance of the new terms....

Why it matters: Your monthly cost or the features included in your plan can change without your active agreement — simply continuing to use the service is treated as consent....

Comcast limits the amount of money you can recover from them if something goes wrong with your service. They are generally not responsible for indirect damages, lost profits, or consequential losses....

Why it matters: If a Comcast service outage causes you financial harm — for example, lost income from working at home — you likely cannot recover those losses from Comcast....

If you live in the US and have a legal dispute with Adobe, you must resolve it through binding arbitration rather than going to court. You also give up your right to join or lead a class action lawsuit against Adobe....

Why it matters: This provision significantly limits your legal remedies — you cannot sue Adobe in court or join other affected users in a class action, which can be the most practical way to pursue small individual claims....

If you use Adobe through a work or school account, your employer or institution can access, control, remove, and retain all content in your work profile — including content you created before these terms were updated....

Why it matters: Employees and students may not realize that their employer or institution has broad rights over files stored in a business-provisioned Adobe account, potentially including personal creative work stored there....

You are not allowed to use Adobe services to store, process, or transmit sensitive personal information such as financial data, health records, biometric data, children's data, or sexual orientation information....

Why it matters: Using Adobe tools to handle sensitive personal data in violation of this clause could expose you or your organization to legal liability and result in account termination....

Adobe limits how much it can be held financially responsible for if something goes wrong — typically capping damages at the amount you paid in the last 12 months or a fixed small amount....

Why it matters: If Adobe's services cause you financial harm or data loss, the amount you can recover may be capped and certain types of damages (like lost profits or data loss) may be completely excluded....

Adobe can suspend or terminate your account if you violate the Terms, and in some cases may do so without advance notice, causing you to lose access to services and potentially to content stored in the cloud....

Why it matters: Account termination by Adobe can result in immediate loss of access to professional tools and creative work stored in the cloud, which could be devastating for individuals and businesses relying on Adobe services....

If you use Dropbox through your employer or organization, your administrator can access, modify, restrict, or delete your account and the files stored in it....

Why it matters: Employees using Dropbox for work may have little or no privacy from their employer, who can view or remove files without notice....

Dropbox may use your data, including file content and usage information, to train and improve AI and machine learning features within its products....

Why it matters: Your files and behavior on Dropbox could be used to develop AI systems, raising questions about consent, data minimization, and the scope of use beyond storage....

Stability AI significantly limits the amount they can be held liable for if something goes wrong, including for problems with AI-generated outputs, service outages, or data issues....

Why it matters: If Stability AI's service causes you harm — for example, generating false or damaging content — your ability to claim compensation is heavily restricted under this clause....

You agree to cover Stability AI's legal costs and damages if your use of the service leads to a claim against them by a third party....

Why it matters: This means if you misuse the platform and someone sues Stability AI because of it, you could be personally responsible for paying Stability AI's legal fees and any resulting damages....

If you have a dispute with Patreon, you must resolve it through individual arbitration rather than going to court. You also cannot join a class action lawsuit against Patreon....

Why it matters: This clause removes your right to sue Patreon in a traditional court and prevents you from joining other users in a collective legal action, which significantly limits your legal options....

Creators are solely responsible for determining, collecting, and paying any applicable taxes on their Patreon earnings, and must comply with all relevant tax laws....

Why it matters: Patreon does not withhold or remit taxes on creator income, which means creators must manage their own tax obligations or risk penalties from tax authorities....