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User Indemnification Obligation

High severity Medium confidence Explicitdocumentlanguage Common · 82 of 343 platforms
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Document Record

What it is

If Stability AI faces a legal claim or costs because of how you use its services or because you violated the terms, you are responsible for paying those legal costs and any damages.

This analysis describes what Stability AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This clause places personal financial responsibility on users for legal claims and costs that arise from their use of the platform, including attorneys' fees, which could be significant in the context of IP infringement or regulatory enforcement actions.

Interpretive note: Enforceability of uncapped consumer indemnification obligations varies by jurisdiction; EU and UK consumer protection law may limit the practical scope of this clause as applied to individual consumers.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 272 other provisions on other platforms.

Consumer impact (what this means for users)

Users are personally obligated under this provision to cover Stability AI's legal defense costs and any damages arising from their use of the services or violation of the terms, including in scenarios involving third-party intellectual property claims related to AI-generated outputs.

How other platforms handle this

Tinder Medium

You agree, to the extent permitted under applicable law, to indemnify, defend and hold harmless Tinder, our affiliates, and their and our respective officers, directors, agents, and employees from and against any and all complaints, demands, claims, damages, losses, costs, liabilities and expenses, ...

eBay Medium

You will indemnify and hold us (including our parent companies, subsidiaries, affiliates, officers, directors, employees and agents) harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your breach of this User Agreement, your improper ...

OpenSea Medium

You will defend, indemnify, and hold harmless OpenSea and the OpenSea Parties from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to (a) your breach of these Terms; (b) your use of t...

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▸ View Original Clause Language DOCUMENT RECORD
"
You agree to defend, indemnify, and hold harmless Stability AI and its officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

— Excerpt from Stability AI's Stability AI Terms of Service

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

1. REGULATORY LANDSCAPE: Broad consumer-facing indemnification clauses may require evaluation under EU Directive 93/13/EEC on unfair contract terms and the UK Consumer Rights Act 2015, both of which may limit the enforceability of indemnification obligations imposed on consumers. In the US, the FTC Act may engage if indemnification terms are not clearly disclosed and represent an unexpected burden on consumers. 2. GOVERNANCE EXPOSURE: High for enterprise users. The indemnification obligation is uncapped in the document as presented, meaning users could theoretically be liable for substantial legal costs. For businesses using Stability AI to generate client-facing outputs, this provision creates downstream liability exposure if those outputs generate third-party IP claims. 3. JURISDICTION FLAGS: EU and UK consumer-facing indemnification without clear limitation or mutual obligation may face enforceability challenges under consumer protection statutes. California courts have also scrutinized one-sided indemnification clauses in consumer contracts. Business users in any jurisdiction should assess whether their own professional indemnity insurance covers liabilities arising under this clause. 4. CONTRACT AND VENDOR IMPLICATIONS: B2B customers should negotiate caps on indemnification exposure and confirm whether enterprise agreements modify this provision. Procurement teams should flag the absence of a reciprocal indemnification obligation from Stability AI as a material imbalance in the contract risk allocation. 5. COMPLIANCE CONSIDERATIONS: Legal teams should assess whether the indemnification clause as written creates disclosure obligations under applicable consumer contract transparency requirements. Organizations using the platform for commercial output generation should review their own professional liability coverage to determine whether third-party AI output claims are covered.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC has consumer protection authority that may engage where uncapped indemnification obligations in consumer contracts represent unfair or deceptive practices.
    File a complaint →
  • State AG
    State attorneys general have enforcement authority over consumer contract terms, including indemnification clauses that may be unenforceable or unreasonable under state consumer protection statutes.
    File a complaint →

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Stability AI Terms of Service
Entity
Stability AI
Document last updated
May 5, 2026
Tracking information
First tracked
April 28, 2026
Last verified
May 12, 2026
Record ID
CA-P-001615
Document ID
CA-D-00329
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
c37555e39410017f27d67115f83f8336d2d37d144043b45c3e24b4e7b47ee52a
Analysis generated
April 28, 2026 05:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stability AI
Document: Stability AI Terms of Service
Record ID: CA-P-001615
Captured: 2026-04-28 05:27:04 UTC
SHA-256: c37555e39410017f…
URL: https://conductatlas.com/platform/stability-ai/stability-ai-terms-of-service/user-indemnification-obligation/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Stability AI's User Indemnification Obligation clause do?

This clause places personal financial responsibility on users for legal claims and costs that arise from their use of the platform, including attorneys' fees, which could be significant in the context of IP infringement or regulatory enforcement actions.

How does this clause affect you?

Users are personally obligated under this provision to cover Stability AI's legal defense costs and any damages arising from their use of the services or violation of the terms, including in scenarios involving third-party intellectual property claims related to AI-generated outputs.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 82 platforms. See the full comparison.

Is ConductAtlas affiliated with Stability AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stability AI.