Provision record
Wise · Wise Terms of Use (Superseded URL) · View original document ↗

Wise Right to Make Changes

Medium severity Low confidence Explicit document language Unique · 0 of 352 platforms
Stay ahead of the changes
Track Wise and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF
Document Record

What it is

Wise reserves the right to update the Customer Agreement and its fee structure under the terms set out in Section 25. Users are directed to Section 25 for the specific notice and amendment procedures.

This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes that the agreement and fee structure are subject to unilateral amendment by Wise under the procedures in Section 25. The specific notice period, method, and user response options are governed by Section 25, which is referenced but only partially reproduced in the available document text.

Interpretive note: Section 25 governing the amendment notice procedure and user response options is referenced but not reproduced in the available document text, limiting full assessment of the amendment mechanism.

Recent Activity

This document changed recently

Medium Jul 28, 2026

The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.

View change record →

Clause Stability Stable

0
Changes
5
Months Monitored
Jul 9, 2026
First Seen
Jul 9, 2026
Last Seen

Consumer impact (what this means for users)

The agreement states that Wise may update its terms and fee structure under the procedures described in Section 25. Users are bound by the most current version of the agreement as posted on the Wise website, app, or via API Partner, per Section 1.2.

Cross-platform context

See how other platforms handle Wise Right to Make Changes and similar clauses.

Compare across platforms →
▸ View Original Clause Language DOCUMENT RECORD
"
We may update this Agreement as set out in Section 25 'Our Right to Make Changes.' Our Right to Make Changes. We may make changes to our fees as set out in 'Our right to make changes'.

Excerpt from Wise's Terms of Use (Superseded URL)

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Provision details

Document information
Document
Wise Terms of Use (Superseded URL)
Entity
Wise
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
July 9, 2026
Record ID
CA-P-014007
Document ID
CA-D-00265
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
561266d11f984a2eb3eab7608e74f5c481a231a012a4ed1cb0115da73c83c5e7
Analysis generated
May 21, 2026 00:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wise
Document: Wise Terms of Use (Superseded URL)
Record ID: CA-P-014007
Captured: 2026-05-21 00:40:14 UTC
SHA-256: 561266d11f984a2e…
URL: https://conductatlas.com/platform/wise/wise-terms-of-use-superseded-url/provision/CA-P-014007/wise-right-to-make-changes/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Wise's Wise Right to Make Changes clause do?

This provision establishes that the agreement and fee structure are subject to unilateral amendment by Wise under the procedures in Section 25. The specific notice period, method, and user response options are governed by Section 25, which is referenced but only partially reproduced in the available document text.

How does this clause affect you?

The agreement states that Wise may update its terms and fee structure under the procedures described in Section 25. Users are bound by the most current version of the agreement as posted on the Wise website, app, or via API Partner, per Section 1.2.

Is ConductAtlas affiliated with Wise?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.