This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →How other platforms handle this
We hereby grant you a limited, nonexclusive, and non-sublicensable license to access and use the Materials for your non-commercial personal or internal business uses.
You may not use this content without that person's consent, or as allowed by law.
Access and use of the Service does not grant or provide you with the right or license to reproduce or otherwise use the Duolingo name or any Duolingo or third-party trademarks, service marks, graphics, or logos.
"Unless you have received written permission from us, you may not, and may not attempt to, directly or indirectly: (a) use any of the Wise Materials for any commercial purpose or otherwise infringe our intellectual property rights.Excerpt from Wise's Terms of Use (Superseded URL)
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The clause states: “Unless you have received written permission from us, you may not, and may not attempt to, directly or indirectly: (a) use any of the Wise Materials for any commercial purpose or otherwise infringe our intellectual property rights.”
ConductAtlas has identified this type of provision across 257 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.