This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
When creating or updating your Account or purchasing a Subscription, you must provide true, accurate and complete information, including contact details which allow us to contact you easily and quickly.
If Customer disables the usage tracker within the Software or Service, Customer will, no later than the end of each calendar quarter...provide W&B with information reasonably requested...to verify compliance...
if you have a PayPal Balance Account and a Venmo account that are both held in your individual capacity...any balances you maintain in those accounts...will be aggregated for purposes of FDIC limits
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"The Account Details that we provide to you are only a means to receive funds from third parties into a bank account held by Wise and its affiliates...and are not a bank account number for a bank account held by you.— Excerpt from Wise's Wise Terms of Use (Superseded URL)
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The clause states: “The Account Details that we provide to you are only a means to receive funds from third parties into a bank account held by Wise and its affiliates...and are not a bank account number for a bank account held by you.”
ConductAtlas has identified this type of provision across 273 platforms. See the full comparison.
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