This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
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we will not make any change to the fees applicable to your Subscription during the current Initial Term or Renewal Term, as applicable.
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We may charge different fees for the Services, which may change from time to time. These may include delivery fees, priority fees, service fees...Fees may also vary based on demand, order attributes, or other factors.
"We may charge you a variable fee during periods of potential heightened volatility or unpredictability in the foreign exchange market, as determined by Wise.Excerpt from Wise's Terms of Use (Superseded URL)
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The clause states: “We may charge you a variable fee during periods of potential heightened volatility or unpredictability in the foreign exchange market, as determined by Wise.”
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