This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →How other platforms handle this
You are responsible for maintaining the confidentiality and security of your Account including your password and, if applicable, any password for Facebook, Google, or other third party login.
You will keep secure and confidential your account password and any other login or identification credentials you use to access the Services.
A Microsoft Account with Xbox Live profile is required; some countries may have restrictions on who and how a Microsoft Account can provision an Xbox Live profile.
"After closure or deactivation of your Wise Account, you may be subject to additional checks before Wise is able to return the funds back to you.Excerpt from Wise's Terms of Use (Superseded URL)
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The clause states: “After closure or deactivation of your Wise Account, you may be subject to additional checks before Wise is able to return the funds back to you.”
ConductAtlas has identified this type of provision across 262 platforms. See the full comparison.
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