This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
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Any legal action or proceeding arising under or relating to this Agreement shall be brought exclusively in the state or federal courts located in New York County, New York, USA...
For any dispute relating to this Agreement, the parties consent to personal jurisdiction and the exclusive venue of the courts in New York County, New York.
the parties consent to exclusive jurisdiction and venue in the state and Federal courts located in San Francisco, California
"the state and federal courts in New York, New York will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration...Excerpt from Wise's Terms of Use (Superseded URL)
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The clause states: “the state and federal courts in New York, New York will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration...”
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