This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Using Wise's Services for business purposes violates the Agreement, which could expose customers to account closure or other enforcement actions.
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →Customers are prohibited from using Wise's Services as a business account or for business purposes; use is limited to personal purposes only.
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Except as set forth below, or as otherwise approved by us, the services are for your personal, non-commercial use unless you enter into a separate agreement with us for your commercial use.
The Services are intended for business use by corporate or business entities, and you agree that you will not use the Services for any personal or individual use.
Host Content on our servers for any purpose other than for your use of the Service.
"You may only use our Services for personal purposes and not as a business account or for business purposes.Excerpt from Wise's Terms of Use (Superseded URL)
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Using Wise's Services for business purposes violates the Agreement, which could expose customers to account closure or other enforcement actions.
Customers are prohibited from using Wise's Services as a business account or for business purposes; use is limited to personal purposes only.
ConductAtlas has identified this type of provision across 282 platforms. See the full comparison.
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