The agreement defines Intellectual Property broadly to include trademarks, patents, copyrights, databases, domain names, trade secrets, and equivalent rights globally, and prohibits users from infringing Wise's Intellectual Property as a condition of service use.
This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that infringement of Wise's broadly defined Intellectual Property is a basis for account suspension or termination under Section 8.6. The global scope of the Intellectual Property definition covers a wide range of proprietary assets.
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →New provision establishing Wise's comprehensive intellectual property rights protection across all possible IP categories, limiting user rights to the platform.
View full change record →The agreement prohibits users from infringing Wise's Intellectual Property, defined to include trademarks, copyrights, patents, databases, trade secrets, and equivalent rights worldwide. Violation of this prohibition is listed as a basis for account suspension or closure under Section 8.6.
Cross-platform context
See how other platforms handle Intellectual Property Rights and similar clauses.
Compare across platforms →"Intellectual Property means (i) rights in, and in relation to, any trademarks, logos, patents, registered designs, design rights, copyright and related rights, moral rights, databases, domain names, utility models, and including registrations and applications for, and renewals or extensions of, such rights, and similar or equivalent rights or forms of protection in any part of the world; (ii) rights in the nature of unfair competition rights and to sue for passing off and for past infringement; and (iii) trade secrets, confidentiality and other proprietary rights, including rights to know how and other technical information. You Must Not Misuse Our Services by: (c) Infringing Wise's Intellectual Property.Excerpt from Wise's Terms of Use (Superseded URL)
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This provision establishes that infringement of Wise's broadly defined Intellectual Property is a basis for account suspension or termination under Section 8.6. The global scope of the Intellectual Property definition covers a wide range of proprietary assets.
The agreement prohibits users from infringing Wise's Intellectual Property, defined to include trademarks, copyrights, patents, databases, trade secrets, and equivalent rights worldwide. Violation of this prohibition is listed as a basis for account suspension or closure under Section 8.6.
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