This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
View change record →How other platforms handle this
These terms may change from time to time. Notice of material changes will be posted on this page with an updated effective date...however, you are responsible for regularly checking this page for any changes.
those changes will be effective only to the extent that they can legally apply.
We will provide notice of significant updates, but please check our Privacy Notice periodically for changes. We'll always post the date our Privacy Notice was last updated at the top of the Notice.
"changes to this Agreement which do not require prior notice are (1) more favorable to you; (2) required by law; (3) changes which neither reduce your rights nor increase your responsibilities, will come into effect immediately...Excerpt from Wise's Terms of Use (Superseded URL)
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The clause states: “changes to this Agreement which do not require prior notice are (1) more favorable to you; (2) required by law; (3) changes which neither reduce your rights nor increase your responsibilities, will come into effect immediately...”
ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wise.