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This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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This Agreement is governed by the laws of New York without reference to conflicts of law rules.
The laws of the State of New York shall govern all matters arising out of or in relation to these Terms and any transactions hereunder, including the interpretation, construction, performance and enforcement thereof.
In the EU and EEA, the choice of Texas governing law shall not apply only where a mandatory consumer protection law explicitly prohibits such choice of law provisions.
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"this Agreement and any dispute between you and Wise is governed by federal law and the laws of the state of New York, without respect to its conflict of laws principles.Excerpt from Wise's Terms of Use (Superseded URL)
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The clause states: “this Agreement and any dispute between you and Wise is governed by federal law and the laws of the state of New York, without respect to its conflict of laws principles.”
ConductAtlas has identified this type of provision across 272 platforms. See the full comparison.
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