This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms extend the deadline for reporting transaction errors from 60 days to 120 days for all transactions except Send Money transfers. The 120-day period begins either from the first day you could see the error in your online account history or the day Wise sent the first written statement showing the error, whichever comes first. This change gives account holders twice as long to identify and report discrepancies before losing the right to dispute them.
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if your authorization from that user expires or is revoked, you will immediately stop accessing or acting under that user's account.
Use another user's account or share your account with another person;
Keep usernames and passwords secure and confidential, and protect them from misuse or being stolen.
"you authorize us to initiate electronic credits and debits to your bank account through the scheme network, including any applicable fees and charges, and this authorization shall remain in effect so long as you are a registered user...Excerpt from Wise's Terms of Use (Superseded URL)
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The clause states: “you authorize us to initiate electronic credits and debits to your bank account through the scheme network, including any applicable fees and charges, and this authorization shall remain in effect so long as you are a registered user...”
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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