You must be at least 18 years old to use Wealthfront, and by using the service you are confirming that you meet this requirement.
This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Minors are expressly prohibited from using the service, and Wealthfront places the responsibility for age verification on the user through a self-certification mechanism.
The age restriction relies on user self-representation rather than active age verification; parents or guardians should be aware that minors are prohibited from creating accounts and that any access by minors is a terms violation.
How other platforms handle this
You must be at least 13 years old (or the minimum age required in your country) to use Threads. If you are under 18, you must have your parent or legal guardian's permission to use Threads.
Our Services are not directed to children under 13. If you learn that anyone younger than 13 has unlawfully provided us with personal data, please contact us at privacy@medium.com.
The Service is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child under the age of 13 has provided us with personal information without your cons...
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"Wealthfront is intended solely for individuals who are 18 or older. Any access to or use of Wealthfront by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using Wealthfront, you represent and warrant that you are 18 or older.— Excerpt from Wealthfront's Wealthfront Terms of Service
REGULATORY LANDSCAPE: Age restriction provisions in financial services engage the Children's Online Privacy Protection Act (COPPA) for users under 13, though the 18-year threshold set here is above COPPA's scope. For investment advisory services, age eligibility requirements may also engage state securities law requirements for account opening. The FTC enforces COPPA and may have interest in the adequacy of age verification mechanisms. GOVERNANCE EXPOSURE: Low. The 18-year minimum is standard for financial services platforms and the self-certification approach is common in the industry. The absence of active age verification technology is a common operational posture but may be reviewed in the context of FTC guidance on age assurance for online services. JURISDICTION FLAGS: Some state laws impose additional requirements for age verification in financial services or online platforms; California's Age-Appropriate Design Code may have implications for platforms accessible to minors even where they are technically prohibited. CONTRACT AND VENDOR IMPLICATIONS: No specific B2B or vendor implications are specific to this provision. COMPLIANCE CONSIDERATIONS: Compliance teams should confirm that account opening workflows include appropriate age verification controls consistent with applicable regulatory expectations, and that any data inadvertently collected from minors is handled in accordance with COPPA and applicable state law.
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Minors are expressly prohibited from using the service, and Wealthfront places the responsibility for age verification on the user through a self-certification mechanism.
The age restriction relies on user self-representation rather than active age verification; parents or guardians should be aware that minors are prohibited from creating accounts and that any access by minors is a terms violation.
ConductAtlas has identified this type of provision across 5 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.