You must be at least 18 years old to use Wealthfront, and by using the service you are confirming that you meet this requirement.
This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The age restriction establishes eligibility boundaries for service access and creates a contractual representation requirement that users must satisfy to maintain authorized use of the platform.
The age restriction relies on user self-representation rather than active age verification; parents or guardians should be aware that minors are prohibited from creating accounts and that any access by minors is a terms violation.
How other platforms handle this
The Service is not directed to children under the age of 13. By using the Service, you represent and warrant that you are at least 18 years of age, or if you are between the ages of 13 and 17, that you are using the Service with the supervision of a parent or legal guardian who agrees to be bound by...
You must be at least 18 years of age to use the Services. By using the Services, you represent and warrant that you are 18 years of age or older. If you are under 18 years of age, you are not permitted to use or register for the Services. DoorDash may offer delivery of alcohol in certain locations a...
If you are in the US or UK and 13-17 years old or if you are in the EU and 16-17 years old, you may access our Products via certain Benefit Sponsor offerings, including but not limited to certain employer offerings.
Monitoring
Wealthfront has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"Wealthfront is intended solely for individuals who are 18 or older. Any access to or use of Wealthfront by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using Wealthfront, you represent and warrant that you are 18 or older.— Excerpt from Wealthfront's Wealthfront Terms of Service
REGULATORY LANDSCAPE: Age restriction provisions in financial services engage the Children's Online Privacy Protection Act (COPPA) for users under 13, though the 18-year threshold set here is above COPPA's scope. For investment advisory services, age eligibility requirements may also engage state securities law requirements for account opening. The FTC enforces COPPA and may have interest in the adequacy of age verification mechanisms. GOVERNANCE EXPOSURE: Low. The 18-year minimum is standard for financial services platforms and the self-certification approach is common in the industry. The absence of active age verification technology is a common operational posture but may be reviewed in the context of FTC guidance on age assurance for online services. JURISDICTION FLAGS: Some state laws impose additional requirements for age verification in financial services or online platforms; California's Age-Appropriate Design Code may have implications for platforms accessible to minors even where they are technically prohibited. CONTRACT AND VENDOR IMPLICATIONS: No specific B2B or vendor implications are specific to this provision. COMPLIANCE CONSIDERATIONS: Compliance teams should confirm that account opening workflows include appropriate age verification controls consistent with applicable regulatory expectations, and that any data inadvertently collected from minors is handled in accordance with COPPA and applicable state law.
Full compliance analysis
Regulatory citations, enforcement risk, and due diligence action items.
Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
The age restriction establishes eligibility boundaries for service access and creates a contractual representation requirement that users must satisfy to maintain authorized use of the platform.
The age restriction relies on user self-representation rather than active age verification; parents or guardians should be aware that minors are prohibited from creating accounts and that any access by minors is a terms violation.
ConductAtlas has identified this type of provision across 4 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.