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This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users relying on Wealthfront's financial information, projections, or recommendations have no contractual warranty that the information is accurate or current, which is particularly significant in an investment context.
Interpretive note: The enforceability of these disclaimers in the managed account context may be constrained by fiduciary obligations; the document acknowledges that some jurisdictions do not permit exclusion of certain warranties.
This provision means that if investment information or financial data on Wealthfront's platform proves inaccurate or incomplete, users cannot pursue warranty-based claims against the company; the practical impact for Clients in managed accounts may differ depending on the separate Client Agreement and applicable fiduciary standards.
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THE SERVICES AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED THROUGH THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
THE SERVICES ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GUSTO DOES NOT WARRANT THAT THE SERVICES WILL BE...
THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. AI21 DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ...
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"WEALTHFRONT EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO WEALTHFRONT'S WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. WEALTHFRONT DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED: REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF WEALTHFRONT'S WEBSITE, CONTENT AND/OR USER INFORMATION; THAT WEALTHFRONT'S WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; THAT WEALTHFRONT'S WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY WEALTHFRONT ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.— Excerpt from Wealthfront's Wealthfront Terms of Service
REGULATORY LANDSCAPE: The Investment Advisers Act of 1940 and SEC regulations governing registered investment advisers impose a fiduciary duty that includes obligations around the accuracy of material information provided to clients. Broad warranty disclaimers that cover the accuracy of investment information may create tension with these obligations, and the SEC has authority to examine whether such disclaimers operate as impermissible waivers of fiduciary duty. The FTC Act's prohibition on unfair or deceptive practices may also be relevant if material inaccuracies in platform information cause consumer harm. GOVERNANCE EXPOSURE: Medium. Full warranty disclaimers are standard in website terms of service across industries, and the document's own acknowledgment that 'some states or jurisdictions do not allow the exclusion of certain warranties' provides a partial carve-out. However, the investment advisory context elevates the significance of disclaiming accuracy of financial data, and regulators may scrutinize whether these disclaimers are consistent with the adviser's duty of care. JURISDICTION FLAGS: Several US states, including California and New Jersey, have consumer protection statutes that may limit the enforceability of implied warranty disclaimers in consumer contracts. The document acknowledges this with its state law carve-out language. EU and UK consumers would be protected by statutory rights that cannot be waived by contract, though the service is limited to US users. CONTRACT AND VENDOR IMPLICATIONS: The disclaimer explicitly covers information obtained through social media, which may be relevant to content sourcing and data governance reviews. Institutional partners or API integrators should note that Wealthfront makes no accuracy warranties on data accessed through its platform. COMPLIANCE CONSIDERATIONS: Compliance teams should assess whether the warranty disclaimer, as applied to Client-facing investment information, is consistent with the adviser's regulatory disclosure obligations and fiduciary standard. A review of whether accuracy-related disclosures in the Form ADV align with these contractual disclaimers is advisable.
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Users relying on Wealthfront's financial information, projections, or recommendations have no contractual warranty that the information is accurate or current, which is particularly significant in an investment context.
This provision means that if investment information or financial data on Wealthfront's platform proves inaccurate or incomplete, users cannot pursue warranty-based claims against the company; the practical impact for Clients in managed accounts may differ depending on the separate Client Agreement and applicable fiduciary standards.
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