Provision record
Wealthfront · Wealthfront Terms of Service · View original document ↗

Third-Party Account Data Aggregation Consent

Medium severity High confidence Explicit document language Common · 288 of 352 platforms
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Document Record

What it is

When you link external financial accounts, you consent to Wealthfront and unnamed third-party service providers accessing and processing your account credentials and financial data, and Wealthfront is not responsible for the accuracy of that data.

This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Linking your external bank or investment accounts shares your financial credentials and account data with Wealthfront and unnamed third-party aggregators, and the terms disclaim any responsibility for the accuracy or security of that data.

Clause Stability Stable

0
Changes
5
Months Monitored
May 8, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 4430 other provisions on other platforms.

Consumer impact (what this means for users)

Users who link external financial accounts authorize the processing of their credentials and financial data by Wealthfront and one or more unnamed third-party service providers; the terms expressly state that Wealthfront does not review this data for accuracy and accepts no responsibility for it.

How other platforms handle this

Skillshare Medium

Where you provide consent, we share your information as described at the time of consent, such as when authorizing a third-party application or website to access your Skillshare account...

Lime Medium

if you are accessing and using Lime Services under a corporate account...you acknowledge and agree that Lime may share certain of your usage information with whomever provided you with access to the Lime Services

Google Gemini Medium

Third-party apps use data from Gemini consistent with their own privacy policies and terms.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
By linking these accounts or directing Wealthfront to retrieve your third-party Account Information, you are consenting to the processing of your Account Information, and other personal information you provide that is needed to retrieve your Account Information, such as credentials, by Wealthfront and such service provider(s) in connection with providing this service in accordance with our Privacy Policy and as permitted by law, and, if you've elected to become a Client, you are consenting to the use of your Account Information by Wealthfront and its affiliates in connection with the management of your Wealthfront account. Wealthfront does not review the Account Information for accuracy, legality or non-infringement. Wealthfront is not responsible for the Account Information or products and services offered by or on third-party sites.

Excerpt from Wealthfront's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: The processing of financial credentials and account data by third-party aggregators engages the Gramm-Leach-Bliley Act (GLBA) and its Safeguards Rule requirements for financial institutions.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US
VPPA
United States Federal

Provision details

Document information
Document
Wealthfront Terms of Service
Entity
Wealthfront
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 10, 2026
Record ID
CA-P-006003
Document ID
CA-D-00366
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
2e8ee86377117da0253c76a218186f7e3ea9f3abd8ffddd6df5541fe72228e1f
Analysis generated
May 8, 2026 03:13 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wealthfront
Document: Wealthfront Terms of Service
Record ID: CA-P-006003
Captured: 2026-05-08 03:13:10 UTC
SHA-256: 2e8ee86377117da0…
URL: https://conductatlas.com/platform/wealthfront/wealthfront-terms-of-service/provision/CA-P-006003/third-party-account-data-aggregation-consent/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Wealthfront's Third-Party Account Data Aggregation Consent clause do?

Linking your external bank or investment accounts shares your financial credentials and account data with Wealthfront and unnamed third-party aggregators, and the terms disclaim any responsibility for the accuracy or security of that data.

How does this clause affect you?

Users who link external financial accounts authorize the processing of their credentials and financial data by Wealthfront and one or more unnamed third-party service providers; the terms expressly state that Wealthfront does not review this data for accuracy and accepts no responsibility for it.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.

Is ConductAtlas affiliated with Wealthfront?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.