Provision record
Wealthfront · Wealthfront Terms of Service · View original document ↗

Unilateral Agreement Modification

Medium severity High confidence Explicit document language Common · 296 of 352 platforms
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Document Record

What it is

Wealthfront can update these terms at any time just by posting a new version, and continued use of the service means you accept the new terms.

This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Wealthfront can change the terms governing your investment account relationship by posting an update online, and continuing to use the service constitutes acceptance without any affirmative consent step required.

Clause Stability Stable

0
Changes
5
Months Monitored
May 10, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 4187 other provisions on other platforms.

Consumer impact (what this means for users)

Under this clause, material changes to user rights and obligations can take effect through online posting alone, with no requirement for affirmative consent or direct notification to users; the only consumer protection is that changes cannot be made retroactive.

How other platforms handle this

ZipRecruiter Medium

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NVIDIA NIM Medium

telemetry information collected includes: (i) microservice settings, (ii) usage data and (iii) hardware environment.

Glassdoor Medium

Some of our ad partners may also enable us to collect similar data directly from their website or app by integrating our or our affiliates' advertising technology.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We reserve the right to change this Agreement by posting a revised Terms of Use and we agree that changes cannot be retroactive. If you don't agree with these changes, you must stop using Wealthfront.

Excerpt from Wealthfront's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Unilateral modification clauses in consumer financial services agreements engage FTC guidance on unfair or deceptive practices, particularly where material changes to terms affecting consumer rights are made without adequate notice.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Wealthfront Terms of Service
Entity
Wealthfront
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 10, 2026
Record ID
CA-P-008186
Document ID
CA-D-00366
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
2e8ee86377117da0253c76a218186f7e3ea9f3abd8ffddd6df5541fe72228e1f
Analysis generated
May 8, 2026 03:13 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wealthfront
Document: Wealthfront Terms of Service
Record ID: CA-P-008186
Captured: 2026-05-08 03:13:10 UTC
SHA-256: 2e8ee86377117da0…
URL: https://conductatlas.com/platform/wealthfront/wealthfront-terms-of-service/provision/CA-P-008186/unilateral-agreement-modification/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Wealthfront's Unilateral Agreement Modification clause do?

Wealthfront can change the terms governing your investment account relationship by posting an update online, and continuing to use the service constitutes acceptance without any affirmative consent step required.

How does this clause affect you?

Under this clause, material changes to user rights and obligations can take effect through online posting alone, with no requirement for affirmative consent or direct notification to users; the only consumer protection is that changes cannot be made retroactive.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 296 platforms. See the full comparison.

Is ConductAtlas affiliated with Wealthfront?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.