Stripe collects a wide range of personal information including your name, payment card details, bank account numbers, and device/browsing data when you use any of its services.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the scope of data collection activities authorized under the agreement, defining what information Stripe may process to operate payment processing services and maintain account records.
Every time you pay through Stripe, your payment card or bank account details, transaction history, device identifiers, and browsing behavior are collected and retained, creating a comprehensive financial and behavioral profile.
How other platforms handle this
"By clicking 'Next', you are indicating that you have read and agree to the TERMS OF USE AND PRIVACY POLICY"
We automatically collect certain information from your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Service, we collect information about the individual web pages or products th...
Location data. Data about your device's location, which can be either precise or imprecise. For example, we collect location data using Global Navigation Satellite System (GNSS) (e.g., GPS) and data about nearby cell towers and Wi-Fi hotspots. Location can also be inferred from a device's IP address...
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"Personal Data that we collect about you includes: Identification information, such as your name, email address, physical address, telephone number, and other similar identifiers. Financial and transaction information, such as your credit or debit card number, bank account information, payment details, and transaction history. Device, network, and technical information, such as your IP address, device identifier, browser type, and browsing activity when using our Services.— Excerpt from Stripe's Stripe Privacy Policy
REGULATORY FRAMEWORK: Collection of payment card and bank account data implicates GLBA 15 U.S.C. §6801 (financial privacy), PCI DSS for card data security, GDPR Art. 6 (lawful basis) and Art. 9 where financial data may constitute sensitive data in certain jurisdictions, and CCPA §1798.140 definitions of sensitive personal information including financial account numbers. Enforcement authorities include CFPB, FTC, Irish DPC, and state AGs.
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The clause establishes the scope of data collection activities authorized under the agreement, defining what information Stripe may process to operate payment processing services and maintain account records.
Every time you pay through Stripe, your payment card or bank account details, transaction history, device identifiers, and browsing behavior are collected and retained, creating a comprehensive financial and behavioral profile.
ConductAtlas has identified this type of provision across 14 platforms. See the full comparison.
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