Stripe · Stripe Privacy Policy

Cross-Border Data Transfers

Medium severity
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What it is

Stripe moves your personal data internationally, including to the United States, relying on EU-approved legal tools like Standard Contractual Clauses and the EU-US Data Privacy Framework.

Consumer impact (what this means for users)

Your personal and financial data may be transferred to the United States and other countries with different privacy protections, relying on mechanisms like SCCs and the EU-US Data Privacy Framework that have faced legal challenges and may not guarantee equivalent protection to EU/UK law.

How other platforms handle this

PayPal Medium

Other Users if you have a business profile. If you have a business profile, we will display a payment link and disclose certain information about you to other Users, including your name or business name, profile picture or logo, and the city associated with your PayPal account, as well as total time...

Midjourney Medium

11 Inferences Conclusions that could be used to create a profile reflecting an individual's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, aptitude. YES. YES

Nintendo Medium

We permit third-party service providers to collect your information, as described here, through some of our services and we share your information with third-party service providers for business purposes as described in this policy, including but not limited to providing advertising on our services ...

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Why it matters (compliance & risk perspective)

International transfers mean your data is processed under legal frameworks that may offer different protections than your home country's laws, and the adequacy of these mechanisms has been subject to legal challenge.

View original clause language
Stripe operates globally and may transfer your Personal Data to countries outside your home country, including to the United States. We rely on various legal mechanisms to facilitate these transfers, including Standard Contractual Clauses (SCCs) approved by the European Commission, the EU-U.S. Data Privacy Framework, and the UK Extension to the EU-U.S. Data Privacy Framework.

Institutional analysis (Compliance & legal intelligence)

REGULATORY FRAMEWORK: GDPR Chapter V (Arts. 44-49) governs international transfers; SCCs are authorized under Art. 46(2)(c) via European Commission Decision 2021/914. The EU-U.S. Data Privacy Framework was adopted via EC Adequacy Decision of July 10, 2023 (C(2023) 4745). UK GDPR and the UK-US Data Bridge apply for UK transfers. The CJEU's Schrems II judgment (Case C-311/18) requires transfer impact assessments (TIAs) for SCC-based transfers. Irish DPC is the lead EU supervisory authority for Stripe's EU operations.

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Applicable agencies

  • FTC
    The FTC is the designated enforcement authority for the EU-U.S. Data Privacy Framework in the United States, responsible for enforcing participating companies' compliance commitments.
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Applicable regulations

BIPA
Illinois, USA
CCPA/CPRA
California, USA
COPPA
United States Federal
CAN-SPAM
United States Federal
DMA
European Union
FCRA
United States Federal
GDPR
European Union
GLBA
United States Federal
HIPAA
United States Federal
UK GDPR
United Kingdom

Provision details

Document information
Document
Stripe Privacy Policy
Entity
Stripe
Document last updated
March 24, 2026
Tracking information
First tracked
April 27, 2026
Last verified
April 27, 2026
Record ID
CA-P-002343
Document ID
CA-D-00106
Evidence Provenance
Source URL
Wayback Machine
SHA-256
44d69cd19e1ca6f2b31785fb53f7c219f512832c75cd8b17d2cae72b6a1516d6
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Stripe | Document: Stripe Privacy Policy | Record: CA-P-002343
Captured: 2026-04-27 12:23:52 UTC | SHA-256: 44d69cd19e1ca6f2…
URL: https://conductatlas.com/platform/stripe/stripe-privacy-policy/cross-border-data-transfers/
Accessed: April 28, 2026
Classification
Severity
Medium
Categories

Other provisions in this document

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