Ramp updated its Terms of Service to expand geographic scope and clarify operational procedures. The updated terms now reference regional schedules for the United Kingdom and Europe, establish that the applicable Ramp entity depends on the jurisdiction where the Company is domiciled, and add explicit language confirming that electronic signatures are binding. The terms also broaden the sanctions compliance framework to include Canada, the European Union, and the United Kingdom alongside existing US OFAC restrictions, and modify subscription billing language to reflect term-based pricing rather than defaulting to monthly billing.
Businesses: You must now screen against sanctioned entities identified by the US, Canada, the EU, and the UK, not just the US OFAC list.
Businesses: By using electronic signatures, you confirm that you intend to be legally bound by the terms as if you had signed with pen and ink.
Businesses: The terms that govern your account now depend on where your company is located, with separate regional schedules for the UK and Europe.
The updated terms establish that regional schedules now apply based on the jurisdiction where your company is domiciled, meaning UK and EU customers will operate under separate regional terms. Ramp has expanded its sanctions compliance framework to prohibit use by individuals, organizations, or countries sanctioned by the United States, Canada, the European Union, or the United Kingdom, broadening the scope of restricted entities beyond prior US-only OFAC restrictions. Subscription billing terms have been revised to reflect term-based pricing (such as annual) as offered and selected, rather than defaulting to monthly billing. You can review the applicable regional schedule for your jurisdiction to understand which Ramp entity governs your account and what local terms apply.
→ Review the applicable regional schedule for your company's domicile to understand which Ramp entity governs your account and what local terms apply.
→ Update your sanctions screening procedures to account for Canada, EU, and UK restrictions in addition to US OFAC.
Ramp now applies separate regional schedules based on company domicile for UK and EU customers, establishing which Ramp entity governs the relationship.
Prohibited use now extends to sanctioned entities identified by the US, Canada, the EU, and the UK, broadening the scope beyond prior US-only OFAC restrictions.
Added explicit language confirming that electronic signatures are conclusive of intent to be bound by the agreement as if signed with handwritten or wet-ink signature.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.
Ramp has restructured its terms to accommodate multi-jurisdictional operations through regional schedules tied to company domicile, establishing separate contractual frameworks for UK and EU customers. The sanctions compliance provision now explicitly references Canada, the EU, …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-003816.
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