94 Total
17 High severity
69 Medium severity
8 Low severity

Key Facts · in the document’s own words

What right do California residents have?
“The right to opt out of the sale or sharing of personal information”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta recognizes California residents' right to opt out of the sale or sharing of their personal information.
To whom may Marqeta disclose personal information obtained from individuals' interactions with its websites?
“Marqeta may disclose personal information obtained from an individual's interactions with our websites to our social media, advertising and analytics providers for the purposes of displaying advertisements and delivering targeted advertising...”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta may disclose personal information obtained from individuals' interactions with its websites to social media, advertising, and analytics providers for the purposes of displaying advertisements and delivering targeted advertising.
What do users consent to by using Marqeta's services?
“By using our Services, you consent to the transfer of your personal data in this manner.”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
By using Marqeta's services, users consent to the transfer of their personal data in the manner described in the policy.
May countries to which personal data is transferred have data protection laws different from the user's country?
“These countries may have data protection laws that are different to the laws of your country (and, in some cases, may not be as protective).”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta acknowledges that countries to which personal data may be transferred may have data protection laws that are different from, and in some cases less protective than, the laws of the user's country.
What will Marqeta provide regarding material changes to its privacy policy?
“If the changes we make are material, we will provide you with prior notice and/or obtain consent regarding such changes in accordance with applicable laws.”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta will provide prior notice and/or obtain consent regarding material changes to its privacy policy in accordance with applicable laws.
Can Marqeta guarantee that the collection and ongoing processing of personal data will be completely secure?
“Despite these measures, we cannot guarantee that the collection and ongoing processing of your personal data in connection with Services described in this Notice will be completely secure.”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta cannot guarantee that the collection and ongoing processing of personal data in connection with the services described in the notice will be completely secure.
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Summary

This document explains what personal information Marqeta collects when you use its website and services, how it uses and shares that information, and your rights over it. Marqeta may share your information with advertising and analytics companies to show you targeted ads, and it transfers data internationally to countries that may offer fewer legal protections. If you are a California resident, you have the right to opt out of the sale or sharing of your personal information, and Marqeta will notify you before making material changes to this policy.

Analysis

Marqeta's Privacy Notice establishes how Marqeta collects, uses, retains, and shares personal data in connection with its website and non-Payments Services activities, explicitly excluding data processed through its issuer payment processing and card program management products. Marqeta automatically collects device and browser information via cookies, web beacons, and related tracking tools, and may share personal information gathered from website interactions with social media, advertising, and analytics providers for targeted advertising purposes. Personal data is retained on a necessity-based standard tied to service delivery, legal and regulatory obligations, dispute resolution, and agreement enforcement. The Notice acknowledges that international data transfers may subject user data to laws less protective than those of the user's home country, treats continued service use as consent to such transfers, and disclaims any guarantee of complete data security. Where supplemental privacy notices exist, they govern the specific activities they cover and take precedence over the main Notice unless the supplemental notice provides otherwise.

What this means for you

Users of Marqeta's website and services should be aware that personal data is automatically collected through cookies and tracking tools, may be shared with third-party advertising and analytics providers, and may be transferred internationally to jurisdictions with fewer data protections. Continued use of Marqeta's services constitutes consent to these data transfers as described in the policy. Marqeta has explicitly disclaimed any guarantee of complete data security, meaning users bear residual risk of data exposure. Personal data processed through Marqeta's Payments Services is not covered by this Notice, so users of those services should seek separate documentation for how their data is handled. California residents can exercise their right to opt out of the sale or sharing of their personal information directly with Marqeta.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

1 important change detected

3 versions captured · Latest change detected by ConductAtlas: October 2026

October 2, 2026

unknown
What changed Marqeta changed the text of its Marqeta Privacy Policy, which now states its date as May 27, 2025.
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Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

94 provisions
12 featured
17 clause types
17 high severity
Privacy Rights 33 3 high
Show all 33 privacy rights provisions
Enforcement Actions 1 1 high
Restricted or Prohibited Content/Industries 1 1 high
Acceptable Use Restrictions 1
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Archival ProvenanceSource & Archival Record
This version captured October 2, 2026 01:18 UTC
Last successful capture October 8, 2026 01:12 UTC
Date stated by the document May 27, 2025 (as printed in this version)
Capture Method Automated scheduled archival capture
Document ID CA-D-000667
Version ID CA-V-007316
SHA-256 (extracted text, extractor v5) d1b08a4eb4eb4b37160a222bbf77fcaf98c00025b175daf8c523e08469b0f0a0
Archived bytes SHA-256 (anchor) 52d03f35e30ef13e4ecceb7111dc6a779e63deaeb48e1a4dcc813d2b41694372
✓ Snapshot stored ✓ Archived bytes anchored (verified Oct. 2, 2026)

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