The document states that material changes to the notice will be communicated via prior notice and, where required by applicable law, consent will be obtained before those changes take effect; non-material changes will be implemented by posting an updated version on the website without prior notification.
This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The distinction between material and non-material changes determines whether users receive advance notice or consent requests before new data practices take effect. The document does not define the criteria for determining whether a change is material, which means the classification of any given change is determined by Marqeta.
Interpretive note: The document does not define the criteria by which Marqeta determines whether a change is material or non-material; the threshold for triggering prior notice or consent obligations is not determinable from the document language alone.
Under this provision, users interacting with Marqeta's website services are subject to updated data practices upon posting for non-material changes, without advance notice; for material changes, the document states that prior notice will be provided and consent obtained where required by applicable law.
Cross-platform context
See how other platforms handle Policy Amendment and Material Change Notification and similar clauses.
Compare across platforms →"Changes to this Notice may be made periodically to reflect changes to our information handling practices or relevant laws. If the changes we make are material, we will provide you with prior notice and/or obtain consent regarding such changes in accordance with applicable laws. If the changes we make are not material, this Notice will be updated by posting an updated version on our website. You can tell when this Notice was last updated by looking at the date at the top of the Notice.Excerpt from Marqeta's Privacy Policy
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The distinction between material and non-material changes determines whether users receive advance notice or consent requests before new data practices take effect. The document does not define the criteria for determining whether a change is material, which means the classification of any given change is determined by Marqeta.
Under this provision, users interacting with Marqeta's website services are subject to updated data practices upon posting for non-material changes, without advance notice; for material changes, the document states that prior notice will be provided and consent obtained where required by applicable law.
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