2 Documents
10 All provisions
0 Changes · 12 mo
- Last change
Objective measurements
Counted directly from the archive for Marqeta — documents, captured versions, and detected changes.
2
Documents tracked
6
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Provisional · scored on 4 of 6
25.0/100
Consumer tier · provisional until more dimensions are known
How is this scored? →
Baseline 25.0 here · corpus average 31.4 across 191 scored platforms Middle 50% Q1 18.4 · median 30.8 · Q3 42.3

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Marqeta’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · 25.0/100 · provisional · scored on 4 of 6
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 0.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 100.0
Content ownership & licence weight 15% 0.0
Business tier · 61.6/100 · provisional · scored on 3 of 6
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 63.6
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 100.0
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% 0.0
Governance Coverage
Contract Terms
58 provisions
Privacy Rights
33 provisions
Liability Limitation
17 provisions
Data Sharing
13 provisions
Data Collection
11 provisions
Data Usage
11 provisions
Payment Fees
10 provisions
Acceptable Use
10 provisions
Disclosure Requirements
10 provisions
Intellectual Property
9 provisions
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: Deleted after account closure
Class Action: Not stated
Key Governance Provisions
Marqeta May Unilaterally Modify Terms with 30 Days Notice

Marqeta can unilaterally change the terms of the Agreement, and Customer is bound by those changes after a minimum 30-day notice period without requiring Customer's affirmative consent.

Disclaimer of Implied Warranties

By disclaiming all warranties, Marqeta eliminates any implied assurances about the quality, reliability, or legality of its services, leaving Customer without those default legal protections.

International transfers to countries with lesser protections

Users' personal data may be subject to lower legal protections once transferred internationally, and Marqeta has disclosed this risk explicitly.

California right to opt out of sale or sharing

This right gives California residents a mechanism to prevent their personal information from being sold or shared, which directly limits one of the broader uses Marqeta may otherwise make of that dat…

California sale or sharing of personal information

Personal information gathered from website interactions may be passed to third-party advertising and analytics ecosystems, enabling targeted advertising across platforms beyond Marqeta's own services.

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 10
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Documents

Marqeta Privacy Policy

Medium

This document explains what personal information Marqeta collects when you use its website and services, how it uses and shares that information, and your rights over it. Marqeta may share …

Dated May 27, 2025 · Privacy policy
5 provisions 3 versions captured Version history →

Marqeta Terms of Use

High

This document governs your use of Marqeta's card payment platform and sets out what both sides must do. As a customer, you take on full financial responsibility for fraud, chargebacks, …

Terms of service
5 provisions 3 versions captured Version history →
📈 Policy Drift Analysis View all changes →

Selected provisions (1 of 10)

Compare Marqeta with other platforms →

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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

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Frequently Asked Questions

What Marqeta documents does ConductAtlas track?

ConductAtlas tracks 2 Marqeta documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Marqeta made in the past year?

Marqeta has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Marqeta?

ConductAtlas has classified 10 provisions across Marqeta's tracked documents.

Can I get alerts when Marqeta changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Marqeta to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.