Marqeta · Marqeta Privacy Policy · View original document ↗

Retention tied to legal and business necessity

Medium severity High confidence Explicitdocumentlanguage Common · 274 of 352 platforms
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This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The retention standard is necessity-based across multiple open-ended purposes, meaning personal data may be kept for extended and variable periods tied to legal, operational, and contractual timelines.

Consumer impact (what this means for users)

Your personal data will be held by Marqeta until all of the stated purposes — including legal compliance, dispute resolution, and agreement enforcement — are satisfied, with no fixed deletion date specified.

How other platforms handle this

Palantir Medium

We keep the personal data we collect in line with our internal data retention policies for as long as you use our services or as long as is necessary to: (i) fulfil the purpose(s) for which we collected the personal data; (ii) provide and secure our products and services; (iii) resolve disputes...

HubSpot Medium

We retain Personal Data that you provide to us where we have an ongoing legitimate business need to do so... When we have no ongoing legitimate business need to process your Personal Data, we securely delete the information or anonymize it...

Faire Medium

To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information...

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▸ View Original Clause Language DOCUMENT RECORD
"
We retain personal data for as long as necessary to provide the Services and fulfill the transactions you have requested, comply with our legal and regulatory obligations, resolve disputes, enforce our agreements...

— Excerpt from Marqeta's Marqeta Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
FCRA
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN

Provision details

Document information
Document
Marqeta Privacy Policy
Entity
Marqeta
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-072746
Document ID
CA-D-00667
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
6553971c090c305c5e2834dd25ed83821a9bbb190a5c70870df2987f69e7c0d8
Analysis generated
July 12, 2026 17:53 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Marqeta
Document: Marqeta Privacy Policy
Record ID: CA-P-072746
Captured: 2026-07-12 17:53:18 UTC
SHA-256: 6553971c090c305c…
URL: https://conductatlas.com/platform/marqeta/marqeta-privacy-policy/provision/CA-P-072746/retention-tied-to-legal-and-business-necessity/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Marqeta's Retention tied to legal and business necessity clause do?

The retention standard is necessity-based across multiple open-ended purposes, meaning personal data may be kept for extended and variable periods tied to legal, operational, and contractual timelines.

How does this clause affect you?

Your personal data will be held by Marqeta until all of the stated purposes — including legal compliance, dispute resolution, and agreement enforcement — are satisfied, with no fixed deletion date specified.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 274 platforms. See the full comparison.

Is ConductAtlas affiliated with Marqeta?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.