Provision record
Marqeta · Marqeta Privacy Policy · View original document ↗

International transfers to countries with lesser protections

High confidence Common · 281 of 343 platforms

Key Facts · in the document’s own words

May countries to which personal data is transferred have data protection laws different from the user's country?
“These countries may have data protection laws that are different to the laws of your country (and, in some cases, may not be as protective).”
Version CA-V-007316, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta acknowledges that countries to which personal data may be transferred may have data protection laws that are different from, and in some cases less protective than, the laws of the user's country.
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This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Users' personal data may be subject to lower legal protections once transferred internationally, and Marqeta has disclosed this risk explicitly.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

Your personal data, once transferred to another country, may be governed by laws that offer fewer protections than those in your home country.

How other platforms handle this

Oscar Health

Any information you provide through use of the Sites may be stored and processed, transferred between, and accessed from the United States and other countries which may not guarantee the same level of protection of Personal Information as the one in which you reside.

Kling AI

Whenever we transfer your personal data to third parties located in other countries, we will ensure that these companies comply with applicable data protection laws and we will take all measures that are reasonably necessary to ensure the existence of adequate safeguards...

Indeed

All transfers of information to service providers are covered by appropriate data agreements and, in the case of cross-border data transfers, legal mechanisms for doing so.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
These countries may have data protection laws that are different to the laws of your country (and, in some cases, may not be as protective).

Excerpt from Marqeta's Privacy Policy

Provision details

Document information
Document
Marqeta Privacy Policy
Entity
Marqeta
Date stated by the document
May 27, 2025
As printed in Marqeta’s text (version CA-V-007316), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-007316, captured Oct. 2, 2026
Record ID
CA-P-072753
Document ID
CA-D-000667
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007316)
52d03f35e30ef13e4ecceb7111dc6a779e63deaeb48e1a4dcc813d2b41694372
Analysis generated
July 12, 2026 17:53 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007316, captured Oct. 2, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Marqeta
Document: Marqeta Privacy Policy
Record ID: CA-P-072753
Version: CA-V-007316
Captured: 2026-10-02 01:18:15 UTC
SHA-256: 52d03f35e30ef13e…
URL: https://conductatlas.com/platform/marqeta/marqeta-privacy-policy/provision/CA-P-072753/international-transfers-to-countries-with-lesser-protections/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Marqeta's International transfers to countries with lesser protections clause do?

Users' personal data may be subject to lower legal protections once transferred internationally, and Marqeta has disclosed this risk explicitly.

How does this clause affect you?

Your personal data, once transferred to another country, may be governed by laws that offer fewer protections than those in your home country.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.

Is ConductAtlas affiliated with Marqeta?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.