Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on Oct 2, 2026; our capture on Oct 21, 2026 found the same text, but its identity was not checked by them.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“Customer will bear all risk and cost of compliance with Customer Legal Requirements, credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud or any other losses on the Cards...”
“Customer will indemnify, defend, and hold harmless Marqeta, Issuer, and, when applicable, the KYC Service Provider...from and against all Damages as a result of any Claim arising out of...Customer's material breach of the Agreement...”
“In case of termination of the Agreement for any reason other than Marqeta's breach, unless otherwise expressly provided herein, Customer is obligated to pay all applicable fees and other charges (e.g., the Monthly Access Fee) for the remainder of the Initial Term or Renewal Term...”
“Customer will not export or re-export, or knowingly permit the export or re-export of, the Services, the System, Cards, Documentation...to any country outside of the United States, unless Customer has obtained Marqeta's prior written consent and the applicable export license(s).”
“Except as otherwise expressly provided in the Agreement, and to the extent permitted by Applicable Law neither Party, nor, when applicable, the Marqeta Service Provider, makes any representations or warranties of any kind, nature, or description to the other Party, whether statutory, express, or implied, including any warranty of non-infringement, error-free operation...”
“in no event will either Party or their respective representatives and suppliers...be liable to the other Party...for any indirect, incidental, consequential, special, exemplary, or punitive damages regardless of whether such Party knew or should have known...”
This document governs your use of Marqeta's card payment platform and sets out what both sides must do. As a customer, you take on full financial responsibility for fraud, chargebacks, and card losses, and you must cover Marqeta's legal costs if your breach of the agreement causes a claim against them. Marqeta can change the terms on 30 days' notice, makes no warranties about the platform, and will not compensate you for lost profits or other indirect losses if something goes wrong.
This Agreement establishes the terms under which Marqeta provides its payment card Services, System, and Deliverables to Customer. Marqeta retains all intellectual property rights in the Services, System, Deliverables, and all derivatives thereof, granting Customer no ownership interest. Customer assumes full financial exposure for card-related losses including chargebacks, fraud, and load failures attributable to Customer's acts or omissions, and must indemnify Marqeta, the Issuer, and applicable KYC Service Providers against all Damages arising from Customer's material breach. Marqeta disclaims all warranties and excludes liability for indirect, incidental, consequential, special, exemplary, and punitive damages, while Customer remains liable for all fees through the end of the current term upon termination for any reason other than Marqeta's breach. Both parties waive jury trial rights, Marqeta may modify terms unilaterally on 30 days' notice, and data use is contractually limited to providing and improving the Services, performing Agreement obligations, and fraud screening.
If you are a customer using Marqeta's Services, you bear the full cost of credit losses, chargebacks, and fraud on the Cards, with no allocation of that risk to Marqeta. You are also responsible for all remaining fees for the current term if the Agreement ends for any reason other than Marqeta's breach. Marqeta's use of your Cardholder Data and Transaction Data is limited to providing and improving the Services, fulfilling its Agreement obligations, and fraud screening — it may not use or disclose that data for other purposes. If you become aware of unauthorized access to Cardholder Data, Transaction Data, or Confidential Information, you must notify Marqeta in writing within 72 hours.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“Customer will bear all risk and cost of compliance with Customer Legal Requirements, credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud or any other losses on the Cards...”
“Customer will indemnify, defend, and hold harmless Marqeta, Issuer, and, when applicable, the KYC Service Provider...from and against all Damages as a result of any Claim arising out of...Customer's material breach of the Agreement...”
“In case of termination of the Agreement for any reason other than Marqeta's breach, unless otherwise expressly provided herein, Customer is obligated to pay all applicable fees and other charges (e.g., the Monthly Access Fee) for the remainder of the …”
“Customer will not export or re-export, or knowingly permit the export or re-export of, the Services, the System, Cards, Documentation...to any country outside of the United States, unless Customer has obtained Marqeta's prior written consent and the applicable export license(s).”
“Except as otherwise expressly provided in the Agreement, and to the extent permitted by Applicable Law neither Party, nor, when applicable, the Marqeta Service Provider, makes any representations or warranties of any kind, nature, or description to the other Party, …”
“in no event will either Party or their respective representatives and suppliers...be liable to the other Party...for any indirect, incidental, consequential, special, exemplary, or punitive damages regardless of whether such Party knew or should have known...”
“THE PARTIES WAIVE ANY RIGHT TO A TRIAL BY JURY.”
“Any Modification pursuant to this section shall be effective upon Marqeta providing notice to Customer pursuant to Section B(10)(i) (Notices) below. (ii) Subject to the following Section (iii), Marqeta may make a Modification by providing notice to Customer...Any Modification pursuant …”
“Marqeta owns all right, title, and interest, including all intellectual property rights, in and to the Deliverables, the Services, and the System and all derivatives thereof.”
“Marqeta may not use or disclose any Cardholder Data or Transaction Data for any purpose except for: (i) providing and improving the Services, (ii) performing its obligations under the Agreement, (iii) performing fraud screening...”
“Customer will not use the Services to engage in or facilitate payday lending.”
“If either Party becomes aware of any unauthorized access to Cardholder Data, Transaction Data, or the other Party's Confidential Information, such Party will promptly, and in any event no more than seventy-two (72) hours, notify the other Party in writing...”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
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